241 W Robbins St, Covington, KY 41011 Property Records

Kenton County property record for 241 W Robbins St, Covington, KY 41011

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,068 sqft · built 1890
Lot Size0.07 acres (3,049 sqft)
Owner2 Individual Names on Record
Last Sale$510,000 (Sep 2024)
Tax Bill$6,757 (2025)
Deeds & MortgagesAug 2023 Transfer
Jun 2023 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN054-22-26-002.00

Property Details

APN / Parcel Number

Primary APN054-22-26-002.00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,068 sqft Finished Area

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleDuplex Single
Exterior MaterialBrick
Roof MaterialMetal
Lot Area3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address241 W ROBBINS ST
CityCOVINGTON
StateKY
Zip41011-3078
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAP 1ST PT LOT 495 INCLUDES 0.009 AC ES HOLMAN ST
Legal SubdivisionWESTERN BAPTIST THEO INST
Legal Phase1ST
Legal Lot Number495
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2011
Census Tract60700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lee-Holman Historic District
listed 1996 · 152 contributing resources · NRIS 96000798

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address241 W ROBBINS ST, COVINGTON, KY 41011-3078
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2023Intrafamily Transfer, Transfer
Jun 29, 2023Deed of Trust, Mortgage · Line of Credit
FLAGSTAR BANK FSB
Apr 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Oct 25, 2022Warranty Deed, Transfer
Feb 18, 2019Warranty Deed, Transfer
GUARDIAN SVGS BK
Oct 5, 2018Warranty Deed, Transfer
LAWYERS TITLE/CINCINNATI INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2024 · Amount on Record
Deed SaleSep 27, 2024 · Amount on Record
Prior SaleFeb 18, 2019 · Amount on Record
Deed Document Number202463
Deed Book / Page307 / 68
Prior Transfer DateAug 29, 2023
Prior Transfer Doc0005900204
Record UpdatedJun 8, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateAug 29, 2023
Property Address241 W ROBBINS ST, COVINGTON, KY 41011-3078
Document Number0005900204
Book / PageKC 243 / 845
Map ReferencePL 350
Instrument DateAug 29, 2023
Instrument23082905900204
Transaction TypeTransfer
Record UpdatedSep 14, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address241 W ROBBINS ST, COVINGTON, KY 41011-3078

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address241 W ROBBINS ST, COVINGTON, KY 41011-3078

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address241 W ROBBINS ST, COVINGTON, KY 41011-3078
Transaction TypeMortgage
Record UpdatedJul 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900204
DateJun 29, 2023
Book PageKCM 472/651
Instrument23062905900204
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJul 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address241 W ROBBINS ST, COVINGTON, KY 41011-3078
Transaction TypeMortgage
Record UpdatedJul 11, 2023
Title Company360 AMERICAN TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900069
DateApr 21, 2021
Book Page205/102
Instrument21042105900069
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMar 1, 2051

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 25, 2022
Property Address241 W ROBBINS ST, COVINGTON, KY 41011-3078
Document Number0005900123
Book / PageKC 196 / 741
Instrument DateAug 24, 2022
Instrument22102505900123
Transaction TypeTransfer
Record UpdatedNov 4, 2022

Transaction

AmountAmount Recorded
Tax$2.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address243 W ROBBINS ST, 243, COVINGTON, KY 41011-3078

Transferred To (Grantee/Buyer)

NameVerified Name
Address241 W ROBBINS ST, COVINGTON, KY 41011-3078

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 18, 2019
Property Address241 W ROBBINS ST, COVINGTON, KY 41011-3078
Document Number0000000041
Book / Page006602 / 000084
Instrument DateFeb 11, 2019
Instrument41
Transaction TypeTransfer
Record UpdatedMar 4, 2019
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

AmountAmount Recorded
Tax$116.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address241 W ROBBINS ST COVINGTON KY 410113078, COVINGTON, KY 41011-3078

Mortgage

Document Number42
DateFeb 18, 2019
Book Page0C6602/000087
Instrument42
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 17, 2049
Interest
Rate TypeAdjustable Rate
Rate4.75%

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 5, 2018
Property Address241 W ROBBINS ST, COVINGTON, KY 41011-3078
Document Number0000000122
Book / Page0C6518 / 000132
Instrument DateSep 27, 2018
Instrument122
Transaction TypeTransfer
Record UpdatedOct 23, 2018
Title CompanyLAWYERS TITLE/CINCINNATI INC

Transaction

AmountAmount Recorded
Tax$81.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address239 W ROBBINS ST COVINGTON KY 410113078, COVINGTON, KY 41011-3078

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,757.00 (+249.92%)$510,000 (+251.72%) Land $5,000 Building $505,000$510,000 (+251.72%) Land $5,000 Building $505,000
2023$1,931.00 (+0.84%)$145,000 (-) Land $5,000 Building $140,000$145,000 (-) Land $5,000 Building $140,000
2022$1,915.00$145,000 Land $5,000 Building $140,000$145,000 Land $5,000 Building $140,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1997–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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