241 Triggs Ave, Elgin, IL 60123 Property Records

Kane County property record for 241 Triggs Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,483 sqft · built 1987
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on File
Last Sale$141,500 (Jan 1999)
Tax Bill$6,426 (2025)
Deeds & MortgagesJan 2017 Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN06-15-132-005

Property Details

APN / Parcel Number

Primary APN06-15-132-005

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories5 Stories
Building Area1,483 sqft Living Area
Gross Area2,365 sqft
Basement Area882 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeFrame
Lot Area6,600 sqft (0.152 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Location & Zoning

Street Address241 TRIGGS AVE
CityELGIN
StateIL
Zip60123-3249
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLUMBIA PARK ADDN LOT 14 BLOCK 2
Legal SubdivisionCOLUMBIA PARK ADDN
Legal Block2
Legal Lot Number14
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2010
Census Tract851909

Owner

241 Triggs Ave is owned and occupied by two individuals who bought it in January 1999.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address241 TRIGGS AVE, ELGIN, IL 60123-3249
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Aug 21, 2019Deed of Trust, Mortgage · Closed-End Mortgage
BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 1999 · Amount on File
Deed SaleJan 26, 1999 · Amount on File
Deed Document Number19999184
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address241 TRIGGS AVE, ELGIN, IL 60123-3249
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004506
DateJan 24, 2017
Instrument2017K004506
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueFeb 1, 2027

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address241 TRIGGS AVE, ELGIN, IL 60123-3249
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037960
DateAug 21, 2019
Instrument2019K037960
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term120 Months
DueAug 12, 2029
Interest
Rate7.29%

Tax Assessment & Valuation

The 2025 property tax bill for 241 Triggs Ave was $6,426 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,426.00 Homeowner's exemption Senior Citizen's exemption$100,233 (+8.57%) Land $17,404 Building $82,829$300,819 (+8.57%) Land $52,233 Building $248,586
2024$92,321 Land $16,030 Building $76,291$277,074 Land $48,109 Building $228,965
2022$6,594.00 (+3.96%)$76,051 (+6.96%) Land $13,205 Building $62,846$228,153 (+6.96%) Land $39,615 Building $188,538
2021$6,343.00$71,103 Land $12,346 Building $58,757$213,309 Land $37,038 Building $176,271

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 241 Triggs Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimJul 1993 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 241 Triggs Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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