241 Treetops Dr, Stanley, NC 28164 Property Records

Lincoln County property record for 241 Treetops Dr, Stanley, NC 28164

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,310 sqft · built 2012
Lot Size	0.455 acres (19,820 sqft)
Owner	2 Individual Names on Record
Last Sale	$477,500 (Apr 2015)
Tax Bill	$4,603 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Feb 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4612-11-6327`

Property Details

APN / Parcel Number

Primary APN	`4612-11-6327`
Alternative APNs	`254713` `84870`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,310 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Custom Design
Lot Area	19,820 sqft (0.455 acres)
Pool Area	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	254713
Street Address	241 TREETOPS DR
City	STANLEY
State	NC
Zip	28164-6850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-MU CU
Legal Description	#62 LT TREETOPS PH1 REV
Legal Subdivision	TREETOPS
Legal Lot Number	62
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1007
Census Tract	71102

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	241 TREETOPS DR, STANLEY, NC 28164-6850
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 26, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 28, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2015 · Amount on Record
Deed Sale	Apr 1, 2015 · Amount on Record
Prior Sale	Oct 11, 2012 · Amount on Record
Deed Document Number	2015531706
Deed Book / Page	2511 / 588
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	241 TREETOPS DR, STANLEY, NC 28164-6850
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000348449
Date	Mar 10, 2026
Book Page	3484/49
Instrument	706471

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	241 TREETOPS DR, STANLEY, NC 28164-6850
Transaction Type	Mortgage
Record Updated	Mar 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003307170
Date	Feb 26, 2024
Book Page	3307/170
Instrument	677396

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Mar 19, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	241 TREETOPS DR, STANLEY, NC 28164-6850
Document Number	2828818
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 TREETOPS DR STANLEY STANLEY NC 28164, STANLEY, NC 28164

Mortgage

Document Number	2828818
Date	Jul 3, 2019
Book Page	002828/000818
Instrument	594670

Lender

Name	FIGURE LNDG LLC
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 2, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,603.00	$739,012 (-) Land $80,000 Building $659,012	$739,012 (-) Land $80,000 Building $659,012
2025	$4,603.00 (+9.94%)	$739,012 (+9.27%) Land $80,000 Building $659,012	$739,012 (+9.27%) Land $80,000 Building $659,012
2023	$4,187.00	$676,345 Land $80,000 Building $596,345	$676,345 Land $80,000 Building $596,345

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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