241 Split Rail Dr, Wentzville, MO 63385 Property Records

St. Charles County property record for 241 Split Rail Dr, Wentzville, MO 63385

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 2002
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (May 2020)
Tax Bill	$3,704 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T010200229`

Property Details

APN / Parcel Number

Primary APN	`T010200229`
Alternative APN	`4-0010-8570-00-0071.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area
Gross Area	3,228 sqft
1st Floor Area	1,436 sqft
Basement Area	1,372 sqft
Finished Basement	300 sqft
Unfinished Basement	1,072 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	164 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T010200229
Street Address	241 SPLIT RAIL DR
City	WENTZVILLE
State	MO
Zip	63385-5567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMER BROOK #7 LOT 71
Legal Subdivision	SUMMER BROOK #7
Legal Lot Number	71
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	1
Census Block	1003
Census Tract	312094

Owner

241 Split Rail Dr is owned and occupied by an individual who bought it in May 2020.

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	241 SPLIT RAIL DR, WENTZVILLE, MO 63385-5567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
May 7, 2020	Warranty Deed, Transfer FIRST ST BK/ST CHARLES
May 7, 2020	Quit Claim Deed, Transfer SELECT TITLE GROUP
Nov 15, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2020 · Amount on File
Deed Sale	May 7, 2020 · Amount on File
Prior Sale	May 7, 2020 · Amount on File
Deed Document Number	2020294320
Deed Book / Page	7289 / 1768
Prior Transfer Date	Jul 16, 2005
Prior Transfer Doc	0042352327
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	241 SPLIT RAIL DR, WENTZVILLE, MO 63385-5567
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 SPLIT RAIL DR, WENTZVILLE, MO 63385-5567

Mortgage

Document Number	2021R017193
Date	Feb 26, 2021
Instrument	2021R-017193

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 7, 2020
Property Address	241 SPLIT RAIL DR, WENTZVILLE, MO 63385-5567
Document Number	0072891768
Book / Page	007289 / 001768
Instrument Date	May 1, 2020
Instrument	294320
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	SELECT TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 SLIT RAIL DR WENTZVILLE MO 63385, WENTZVILLE, MO 63385

Mortgage

Document Number	72891770
Date	May 7, 2020
Book Page	007289/001770
Instrument	294330

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 6, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 7, 2020
Property Address	241 SPLIT RAIL DR, WENTZVILLE, MO 63385-5567
Document Number	0072891766
Book / Page	007289 / 001766
Instrument Date	Apr 27, 2020
Instrument	294310
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 SPLIT RAIL DR WENTZVILLE MO 633855567, WENTZVILLE, MO 63385-5567

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Nov 15, 2017
Property Address	241 SPLIT RAIL DR, WENTZVILLE, MO 63385-5567
Document Number	0068390496
Book / Page	6839 / 0496
Map Reference	MB 37 PG 151
Instrument Date	Nov 8, 2017
Instrument	20171115000713260
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 SPLIT RAIL DR, WENTZVILLE, MO 63385-5567

Mortgage

Document Number	20171115000713280
Date	Nov 15, 2017
Instrument	20171115000713280

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 241 Split Rail Dr was $3,704, up 10.5% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Wentzville City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,078 (-)	$289,882 (-) Land $50,000 Building $239,882
2025	$3,704.00 (+10.53%)	$55,078	$289,882 Land $50,000 Building $239,882
2024	$3,351.00
2023		$48,451
2022			$255,007 Land $40,000 Building $215,007

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 241 Split Rail Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 241 Split Rail Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WENTZVILLE PWS serves 41,784 people · EPA ID MO6010849
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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