241 Prospect St, Norwich, CT 06360 Property Records

Norwich City property record for 241 Prospect St, Norwich, CT 06360

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,217 sqft · built 1900
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,078 (2026)
Deeds & Mortgages	Nov 2024 Mortgage Nov 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NORW M:87 B:2 L:93`

Property Details

APN / Parcel Number

Primary APN	`NORW M:87 B:2 L:93`
Alternative APNs	`NWCH M:87 B:2 L:93` `0025100001` `25100001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,217 sqft Living Area
Gross Area	2,351 sqft
1st Floor Area	676 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	25100001
Street Address	241 PROSPECT ST
City	NORWICH
State	CT
Zip	06360-3232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF
Legal Block	2
Legal Lot Number	93
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	4
Census Block	4023
Census Tract	696401

Owner

241 Prospect St is owned and occupied by two individuals who acquired it in November 2024.

Source: Norwich City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	241 PROSPECT ST, NORWICH, CT 06360-3232
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CONNECTICUT HOUSING FINANCE AUTHORITY
Nov 12, 2024	Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC
Jan 28, 2021	Warranty Deed, Transfer · FHA Mortgage ALLIED MORTGAGE & SERVICES
Mar 22, 2017	Warranty Deed, Transfer · FHA Mortgage NORWICH COMMERCAL GRP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2024
Deed Sale	Nov 12, 2024
Prior Sale	Jan 28, 2021 · Amount on File
Deed Document Number	20242024004474
Deed Book / Page	3548 / 110
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	241 PROSPECT ST, NORWICH, CT 06360-3232
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003548-129
Date	Nov 12, 2024
Book Page	3548/129
Instrument	2024004476

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Nov 12, 2024
Property Address	241 PROSPECT ST, NORWICH, CT 06360-3232
Document Number	003548-110
Book / Page	3548 / 110
Instrument Date	Nov 8, 2024
Instrument	2024004474
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2024004475
Date	Nov 12, 2024
Instrument	2024004475

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Jan 28, 2021
Property Address	241 PROSPECT ST, NORWICH, CT 06360-3232
Document Number	003228-149
Book / Page	3228 / 149
Instrument Date	Jan 25, 2021
Instrument	2021000456
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	241 PROSPECT ST, NORWICH, CT 06360-3232

Mortgage

Document Number	2021000457
Date	Jan 28, 2021
Instrument	2021000457

Lender

Name	ALLIED MORTGAGE & SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Mar 22, 2017
Property Address	241 PROSPECT ST, NORWICH, CT 06360-3232
Document Number	3005-300
Book / Page	3005 / 300
Instrument	2017001102
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.34
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	30050302
Date	Mar 22, 2017
Instrument	03005/0302

Lender

Name	NORWICH COMMERCAL GRP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 241 Prospect St was $4,078, down 15.6% from the year before.

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,078.00 (-15.6%)	$119,400 (-) Land $23,400 Building $96,000	$226,174 (+170.61%)
2025	$4,832.00	$119,400 Land $23,400 Building $96,000	$83,580 Land $16,380 Building $67,200
2024	$4,832.00 (+40.71%)
2023	$3,434.00 (+0.32%)	$70,600 (-) Land $13,400 Building $57,200
2022	$3,423.00	$70,600 Land $13,400 Building $57,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 241 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 241 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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