Bergen County and Oradell Borough property record for 241 Prospect Ave, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 2,400 sqft · built 1950 |
| Lot Size | 0.282 acres (12,301 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $226,000 (Nov 1995) |
| Tax Bill | $15,987 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-00328-0000-00003 |
| Primary APN | 44-00328-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,400 sqft Living Area |
| 1st Floor Area | 2,400 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 12,301 sqft (0.282 acres) |
| Lot Dimensions | 100 ft deep x 123 ft wide |
| Account Number | 135100 |
|---|---|
| Street Address | 241 PROSPECT AVE |
| City | ORADELL |
| State | NJ |
| Zip | 07649-2316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | 123X100 |
| Legal Block | 328 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 40002 |
241 Prospect Ave is owned and occupied by two individuals who bought it in November 1995.
Source: Bergen County and Oradell Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 241 PROSPECT AVE, ORADELL, NJ 07649-2316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 1995 · Amount on File |
| Deed Sale | Nov 4, 1995 · Amount on File |
| Deed Book / Page | 7839 / 73 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 241 PROSPECT AVE, ORADELL, NJ 07649-2316 |
| Document Number | 0031382219 |
| Instrument Date | Dec 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | SMART CHOICE TITLE AGENCY, SMART CHOICE TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 241 PROSPECT AVE ORADELL NJ 076492316, ORADELL, NJ 07649-2316 |
| Document Number | 0031382219 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 003138/002219 |
| Instrument | 90274 |
| Name | MORGAN STANLEY PVT BK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.95% |
The 2025 property tax bill for 241 Prospect Ave was $15,987, up 6.6% from the year before.
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $730,900 (+4.92%) Land $433,100 Building $297,800 | $730,900 (+4.92%) Land $433,100 Building $297,800 | |
| 2025 | $15,987.00 (+6.59%) | $696,600 Land $407,600 Building $289,000 | $696,600 Land $407,600 Building $289,000 |
| 2024 | $14,998.00 | ||
| 2023 | $548,600 Land $293,100 Building $255,500 | $548,600 Land $293,100 Building $255,500 | |
| 2022 | $14,049.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 241 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 241 Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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