241 N 3rd St, Emery, SD 57332 Property Records

Hanson County property record for 241 N 3rd St, Emery, SD 57332

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1981
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,817 (2026)
Deeds & Mortgages	Dec 2008 Mortgage Jun 2013 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`332-00-001-006-013-02`

Property Details

APN / Parcel Number

Primary APN	`332-00-001-006-013-02`
Alternative APN	`310021945`

Interior

Stories	1 Story
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	241 N 3RD ST
City	EMERY
State	SD
Zip	57332-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMERY ORIG BLK 6 S 19' LOT 13-ALL LOTS 14-15-16
Legal Range	57
Legal Township	102
Legal Section	25
Legal Subdivision	EMERY
Legal Block	6
Legal Lot Number	13-16
Jurisdiction	HANSON SD
Township / Civil Division	EMERY
Census Block Group	1
Census Block	1164
Census Tract	964100

Owner

Source: Hanson County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 114, EMERY, SD 57332-0114
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2008	Deed of Trust, Mortgage · Conventional Mortgage CORTRUST MORTGAGE INC
Jun 11, 2013	Deed of Trust, Mortgage · Conventional Mortgage CORTRUST MORTGAGE
Nov 1, 2006	Trustee's Deed, Foreclosure · Conventional Mortgage CORTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANSON SD
Property Address	241 N 3RD ST, EMERY, SD 57332-2106
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00156/0839
Date	Dec 29, 2008
Book Page	156/0839
Instrument	20081018

Lender

Name	CORTRUST MORTGAGE INC
Address	SIOUX FALLS, SD 57105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2039

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANSON SD
Property Address	241 N 3RD ST, EMERY, SD 57332-2106
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00168/0375
Date	Jun 11, 2013
Book Page	168/0375
Instrument	20130342

Lender

Name	CORTRUST MORTGAGE
Type	Mortgage Company
Address	SIOUX FALLS, SD 57105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2043

November 2006: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HANSON SD
Recording Date	Nov 1, 2006
Property Address	241 N 3RD ST, EMERY, SD 57332-2106
Document Number	00133/0563
Book / Page	133 / 0563
Map Reference	MB B PG284
Instrument Date	Oct 31, 2006
Instrument	20060657
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	240 N 3RD ST, EMERY, SD 57332-2107

Mortgage

Document Number	0020060658
Date	Nov 1, 2006
Instrument	20060658

Lender

Name	CORTRUST MORTGAGE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Hanson County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Hanson County
Municipality	Emery City
Unified School District	Bridgewater-Emery School District 30-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,817.00	$186,786 (+7.11%) Land $12,511 Building $174,275
2023		$174,395
2021			$126,485 Land $6,274 Building $120,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of South Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERY serves 480 people · EPA ID SD4600118
Water Source	Purchased surface water from HANSON RURAL WATER SYSTEM
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrioTel Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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