241 Mockingbird St, Erin, TN 37061 Property Records

Houston County property record for 241 Mockingbird St, Erin, TN 37061

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,325 sqft · built 1971
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$83,000 (Aug 2015)
Deeds & Mortgages	Jun 2026 Mortgage May 2022 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`042030 03904`

Property Details

APN / Parcel Number

Primary APN	`042030 03904`
Alternative APN	`030 03904`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,325 sqft Living Area
1st Floor Area	1,325 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1980
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	262 ft deep x 160 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	147 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	241 MOCKINGBIRD ST
City	ERIN
State	TN
Zip	37061-6099
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: E04
Jurisdiction	HOUSTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1028
Census Tract	120200

Owner

241 Mockingbird St is owned and occupied by an individual who bought it in August 2015.

Source: Houston County records, as of June 9, 2026

Owner of Record	Individual Name on File
Mailing Address	241 MOCKINGBIRD ST, ERIN, TN 37061-6099
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 4, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 15, 2012	Deed of Trust, Mortgage · Conventional Mortgage TRADITIONS FIRST BANK
Jul 12, 2013	Deed of Trust, Mortgage · FmHA Mortgage FARM CREDIT SERVICES
Jan 8, 2015	Deed of Trust, Mortgage · FmHA Mortgage FARM CREDIT SERVICES
Feb 8, 2008	Deed of Trust, Mortgage · Conventional Mortgage TRADITIONS FIRST BANK
Apr 2, 2015	Deed of Trust, Mortgage · Conventional Mortgage TRADITIONS FIRST BANK
Nov 4, 2005	Deed of Trust, Mortgage · Conventional Mortgage DECISION ONE MORTGAGE
Aug 26, 2015	Warranty Deed, Transfer · Conventional Mortgage TRADITIONS FIRST BANK
Oct 6, 2007	Foreclosure
Oct 18, 2005	Deed, Transfer · Conventional Mortgage DECISION ONE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2015 · Amount on File
Deed Sale	Aug 26, 2015 · Amount on File
Prior Sale	Jan 23, 2008 · Amount on File
Deed Document Number	201519859
Deed Book / Page	81 / 855
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON TN
Recording Date	Jun 1, 2026
Property Address	241 MOCKINGBIRD ST, ERIN, TN 37061-6099
Document Number	0000037605
Book / Page	165 / 246
Instrument Date	May 19, 2026
Instrument	202637605
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 MOCKINGBIRD ST, ERIN, TN 37061-6099

Mortgage

Document Number	0000037605,
Date	Jun 1, 2026
Book Page	165/246
Instrument	202637605

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.58%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON TN
Property Address	241 MOCKINGBIRD ST, ERIN, TN 37061-6099
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000129/263
Date	May 4, 2022
Book Page	129/263
Instrument	30444

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON TN
Property Address	241 MOCKINGBIRD ST, ERIN, TN 37061-6099
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000064/611
Date	Jun 15, 2012
Book Page	64/611
Instrument	15489

Lender

Name	TRADITIONS FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON TN
Property Address	241 MOCKINGBIRD ST, ERIN, TN 37061-6099
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000070/584
Date	Jul 12, 2013
Book Page	70/584
Instrument	17019

Lender

Name	FARM CREDIT SERVICES
Type	Funding / Finance Company

Agreement

Type	FmHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2043

January 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON TN
Property Address	241 MOCKINGBIRD ST, ERIN, TN 37061-6099
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000078/198
Date	Jan 8, 2015
Book Page	78/198
Instrument	18935

Lender

Name	FARM CREDIT SERVICES

Agreement

Type	FmHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2030

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON TN
Property Address	241 MOCKINGBIRD ST, ERIN, TN 37061-6099
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000040/603
Date	Feb 8, 2008
Book Page	40/603
Instrument	9211

Lender

Name	TRADITIONS FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON TN
Property Address	241 MOCKINGBIRD ST, ERIN, TN 37061-6099
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000079/343
Date	Apr 2, 2015
Book Page	79/343
Instrument	19261

Lender

Name	TRADITIONS FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON TN
Property Address	241 MOCKINGBIRD ST, ERIN, TN 37061-6099
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000021/377
Date	Nov 4, 2005
Book Page	21/377
Instrument	4840

Lender

Name	DECISION ONE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2020

August 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON TN
Recording Date	Aug 26, 2015
Property Address	241 MOCKINGBIRD ST, ERIN, TN 37061-6099
Document Number	000081/855
Book / Page	81 / 855
Instrument Date	Aug 26, 2015
Instrument	19859
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 MOCKINGBIRD ST, ERIN, TN 37061-6099

Mortgage

Document Number	000081/857
Date	Aug 26, 2015
Book Page	81/857
Instrument	19860

Lender

Name	TRADITIONS FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2045

October 2007: Foreclosure

Document Type	Foreclosure
Jurisdiction	HOUSTON TN
Recording Date	Oct 6, 2007
Property Address	241 MOCKINGBIRD ST, ERIN, TN 37061-6099
Document Number	000038/588
Book / Page	38 / 588
Transaction Type	Foreclosure
Record Updated	Jan 29, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10790 RANCHO BERNARDO RD, SAN DIEGO, CA 92127-5705
Investor	Possibly a Property Investor

October 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	HOUSTON TN
Recording Date	Oct 18, 2005
Property Address	241 MOCKINGBIRD ST, ERIN, TN 37061-6099
Document Number	00RB21/150
Book / Page	RB21 / 150
Instrument Date	Oct 18, 2005
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 MOCKINGBIRD ST, ERIN, TN 37061-6099

Mortgage

Document Number	000021/152
Date	Oct 28, 2005
Book Page	21/152
Instrument	4784

Lender

Name	DECISION ONE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	6.74%
Type Change Date	Nov 1, 2007

Tax Assessment & Valuation

Source: Houston County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Houston County
Municipality	Erin City
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$38,800 Land $2,625 Building $36,175
2023	$38,800 (+76.97%) Land $2,625 Building $36,175
2022	$21,925 Land $1,800 Building $20,125	$87,700 Land $7,200 Building $80,500
2020		$155,200 Land $10,500 Building $144,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 241 Mockingbird St in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	25 (1981–2021)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Aug 2021 · river or lake flooding
Claims by Event	Severe Storm And Flooding, Aug 2021 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding, Apr 2011 · 3 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 241 Mockingbird St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERIN WATER DEPARTMENT serves 8,168 people · EPA ID TN0000230
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Meriwether Lewis Connect Fiber	1,000 / 1,000
TEC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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