241 High St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 241 High St, Cumberland, RI 02864

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,360 sqft · built 1900
Lot Size	0.125 acres (5,445 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Feb 2022)
Tax Bill	$4,791 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-0007-37`

Property Details

APN / Parcel Number

Primary APN	`3-0007-37`
Alternative APN	`CUMB M:004 B:0103 L:000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,360 sqft Living Area
Gross Area	3,786 sqft
1st Floor Area	1,311 sqft
Basement Area	1,311 sqft
Unfinished Basement	1,311 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,445 sqft (0.125 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3-0007-37
Street Address	241 HIGH ST
City	CUMBERLAND
State	RI
Zip	02864-7905
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	110
Legal Block	103
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2014
Census Tract	11200

Owner

241 High St, a duplex, is owned and occupied by two individuals who bought it in February 2022.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	241 HIGH ST, CUMBERLAND, RI 02864-7905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2022 · Amount on File
Deed Sale	Feb 8, 2022 · Amount on File
Prior Sale	Dec 13, 1990 · Amount on File
Deed Document Number	2022131067
Deed Book / Page	1922 / 71
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Feb 8, 2022
Property Address	241 HIGH ST, CUMBERLAND, RI 02864-7905
Document Number	0001922-71
Book / Page	1922 / 71
Instrument Date	Feb 7, 2022
Instrument	131067
Transaction Type	Transfer
Record Updated	Feb 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	241 HIGH ST, CUMBERLAND, RI 02864-7905

Mortgage

Document Number	0000131068
Date	Feb 8, 2022
Instrument	131068

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 241 High St was $4,791, up 9.4% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,791.00 (+9.41%)	$478,600 (+34.1%) Land $174,800 Building $303,800	$513,777
2025	$4,379.00	$356,900 Land $88,800 Building $268,100
2023	$4,147.00 (+28.51%)	$356,900 (+65.77%) Land $88,800 Building $268,100
2022	$3,227.00	$215,300 Land $65,100 Building $150,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 241 High St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1979–1987)
Most Recent Claim	Apr 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 241 High St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile, Xfinity.

Nearby Properties on High St

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