241 Greenhaven Dr, Elkton, MD 21921 Property Records

Cecil County property record for 241 Greenhaven Dr, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,969 sqft · built 1976
Lot Size	1.42 acres (61,855 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Sep 2014)
Tax Bill	$9,072 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-034647`

Property Details

APN / Parcel Number

Primary APN	`05-034647`
Alternative APNs	`5034647` `034647`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,969 sqft Total Area
1st Floor Area	120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	61,855 sqft (1.42 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	400 sqft
Porch	Slab
Porch Area	526 sqft
Deck Area	100 sqft
Patio Area	294 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	034647
Street Address	241 GREENHAVEN DR
City	ELKTON
State	MD
Zip	21921-7619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAR
Legal Description	LOT 12 - 1.42 ACRE 241 GREENHAVEN DRIVE GREENHAVEN POINT
Legal Subdivision	GREENHAVEN POINT
Legal Lot Number	12
Jurisdiction	CECIL MD
Township / Civil Division	5, NORTH EAST
Census Block Group	4
Census Block	4003
Census Tract	30904

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	241 GREENHAVEN DR, ELKTON, MD 21921-7619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Dec 23, 2016	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2014 · Amount on Record
Deed Sale	Sep 17, 2014 · Amount on Record
Prior Sale	Nov 9, 2000
Deed Book / Page	3620 / 388
Transfer Doc	0000250637
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	241 GREENHAVEN DR, ELKTON, MD 21921-7619
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 GREENHAVEN DR, ELKTON, MD 21921-7619

Mortgage

Document Number	0051880112
Date	Jun 22, 2022
Book Page	5188/112

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 7, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	241 GREENHAVEN DR, ELKTON, MD 21921-7619
Document Number	0040180005
Book / Page	004018 / 000005
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	241 GREENHAVEN DR ELKTON MD 219217619, ELKTON, MD 21921-7619

Mortgage

Document Number	0040180005
Date	Jan 31, 2017
Book Page	004018/000005

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 30, 2032

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,072.00 (+3.11%) Homeowner's exemption	$855,200 (+16.13%) Land $423,900 Building $431,300	$855,200 (+16.13%) Land $423,900 Building $431,300
2025	$8,798.00 (+22.33%) Homeowner's exemption
2023	$7,192.00 Homeowner's exemption	$736,400 Land $423,900 Building $312,500	$736,400 Land $423,900 Building $312,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	27 (1983–2024)
Claims Outside the SFHA	2 of 27
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Talkie Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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