Delaware County property record for 241 Cottswold Dr, Delaware, OH 43015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,086 sqft · built 1970 |
| Lot Size | 0.292 acres (12,720 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Jan 2023) |
| Tax Bill | $4,356 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jan 2023 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 419-123-12-013-000 |
| Primary APN | 419-123-12-013-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,086 sqft Living Area |
| Gross Area | 3,044 sqft |
| 1st Floor Area | 1,036 sqft |
| Upper Floors Area | 1,050 sqft |
| Basement Area | 518 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 12,720 sqft (0.292 acres) |
| Lot Dimensions | 159 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 104 sqft |
| Patio Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 241 COTTSWOLD DR |
|---|---|
| City | DELAWARE |
| State | OH |
| Zip | 43015-2815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 3861 |
| Legal Subdivision | WEDGEWOOD SEC 02 |
| Legal Lot Number | 3861 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | DELAWARE CITY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12200 |
Source: Delaware County records · APN 419-123-12-013-000
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 241 COTTSWOLD DR, DELAWARE, OH 43015-2815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 12, 2026 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Jan 10, 2023 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Sep 12, 2017 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Mar 01, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 03, 2020 | Deed of Trust, Mortgage HOMETOWN LN |
| Aug 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| May 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 10, 2023 · Amount on Record |
| Deed Sale | Jan 10, 2023 · Amount on Record |
| Prior Sale | Aug 21, 2018 · Amount on Record |
| Deed Document Number | 2023538 |
| Deed Book / Page | 2011 / 1918 |
| Prior Transfer Date | Aug 03, 2021 |
| Prior Transfer Doc | 0000006571 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 241 COTTSWOLD DR, DELAWARE, OH 43015-2815 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 241 COTTSWOLD DR, DELAWARE, OH 43015-2815 |
| Document Number | 0000003933 |
|---|---|
| Date | Feb 12, 2026 |
| Instrument | 202600003933 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Jan 10, 2023 |
| Property Address | 241 COTTSWOLD DR, DELAWARE, OH 43015-2815 |
| Document Number | 0000000538 |
| Book / Page | 2011 / 1918 |
| Map Reference | MB 7 PG 321 |
| Instrument Date | Jan 06, 2023 |
| Instrument | 202300000538 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | VALLEY TTL DBA LAWYERS TTL D |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 241 COTTSWOLD DR, DELAWARE, OH 43015-2815 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000539 |
|---|---|
| Date | Jan 10, 2023 |
| Instrument | 202300000539 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 241 COTTSWOLD DR, DELAWARE, OH 43015-2815 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000025982 |
|---|---|
| Date | Sep 12, 2017 |
| Book Page | 1526/1116 |
| Instrument | 201700025982 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43230 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 07, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Mar 01, 2022 |
| Property Address | 241 COTTSWOLD DR, DELAWARE, OH 43015-2815 |
| Document Number | 0000006571 |
| Book / Page | 1948 / 2395 |
| Map Reference | MB 7 PG 321 |
| Instrument Date | Aug 03, 2021 |
| Instrument | 202200006571 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2022 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 241 COTTSWOLD DR, DELAWARE, OH 43015-2815 |
| Document Number | 0000006572 |
|---|---|
| Date | Mar 01, 2022 |
| Instrument | 202200006572 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 241 COTTSWOLD DR, DELAWARE, OH 43015-2815 |
| Document Number | 0000011774 |
| Instrument Date | Apr 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 241 COTTSWOLD DR DELAWARE OH 430152815, DELAWARE, OH 43015-2815 |
| Document Number | 0000011774 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 001715/002892 |
| Instrument | 11774 |
| Name | HOMETOWN LN |
|---|---|
| Type | Funding / Finance Company |
| Address | HUNTSVILLE, AL 35806 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 13, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Aug 21, 2018 |
| Property Address | 241 COTTSWOLD DR, DELAWARE, OH 43015-2815 |
| Document Number | 0000022518 |
| Book / Page | 1590 / 1141 |
| Map Reference | PB7 PG321 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 2018-00022518 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | FIRST OHIO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $756.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4801 FREDERICA ST, OWENSBORO, KY 42301-7441 |
| Document Number | 0000022519 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 1590/1143 |
| Instrument | 2018-00022519 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 241 COTTSWOLD DR, DELAWARE, OH 43015-2815 |
| Document Number | 0000014980 |
| Book / Page | 001505 / 000955 |
| Instrument Date | May 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 241 COTTSWOLD DR DELAWARE OH 430152815, DELAWARE, OH 43015-2815 |
| Document Number | 0000014980 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 001505/000955 |
| Instrument | 14980 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
Source: Delaware County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| Municipality | Delaware City |
| Unified School District | Delaware City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,356.00 (+4.51%) | $107,880 (-) Land $20,830 Building $87,050 | $308,200 (-) Land $59,500 Building $248,700 |
| 2024 | $4,168.00 (-18.31%) Homeowner's exemption | $107,880 (-) Land $20,830 Building $87,050 | |
| 2023 | $5,102.00 Homeowner's exemption | $107,880 Land $20,830 Building $87,050 | $308,200 Land $59,500 Building $248,700 |
Source: FEMA National Flood Hazard Layer as of June 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 123 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DELAWARE CITY PWS serves 43,895 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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