241 Co Rte 408, Westerlo, NY 12193 Property Records

Albany County and Westerlo Town property record for 241 Co Rte 408, Westerlo, NY 12193

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 1 ba · 912 sqft · built 1965
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Jan 2011)
Tax Bill	$4,236 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013800 150.-1-5`

Property Details

APN / Parcel Number

Primary APN	`013800 150.-1-5`
Alternative APNs	`380015000000010050000000` `15000000010050000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	912 sqft Total Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	586 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	15000000010050000000
Street Address	241 COUNTY ROUTE 408
City	WESTERLO
State	NY
Zip	12193
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RDA
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	ALBANY NY
Township / Civil Division	WESTERLO
Census Block Group	1
Census Block	1113
Census Tract	14803

Owner

241 Co Rte 408, a residential property, is owned by two individuals who bought it in January 2011.

Source: Albany County and Westerlo Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	857 COUNTY ROUTE 402, WESTERLO, NY 12193-3200
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 5, 2019	Deed of Trust, Mortgage SUNMARK FCU
Sep 10, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2011 · Amount on File
Deed Sale	Jan 3, 2011 · Amount on File
Deed Document Number	201110797785
Deed Book / Page	2995 / 1004
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBANY NY
Recording Date	Apr 17, 2026
Property Address	241 COUNTY ROUTE 408, WESTERLO, NY 12193
Document Number	0000007372
Instrument Date	Apr 17, 2026
Instrument	2026.7372
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$110.09
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	857 COUNTY ROUTE 402, WESTERLO, NY 12193-3200

Mortgage

Document Number	0000007373,
Date	Apr 17, 2026
Instrument	2026.7373

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.43%
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	241 COUNTY ROUTE 408, WESTERLO, NY 12193
Document Number	0000024378
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 NEW SALEM RD VOORHEESVILLE NY 121864832, VOORHEESVILLE, NY 12186-4832

Mortgage

Document Number	0000024378
Date	Nov 14, 2019
Instrument	24378

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 13, 2034

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	Sep 10, 2018
Property Address	241 COUNTY ROUTE 408, WESTERLO, NY 12193
Document Number	0020180185
Book / Page	002018 / 020185
Instrument Date	Apr 30, 2018
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 PEARSON RD PRESTON HOLLOW NY 124692105, PRESTON HOLLOW, NY 12469-2105

Tax Assessment & Valuation

The 2026 property tax bill for 241 Co Rte 408 was $4,236, up 48.1% from the year before.

Source: Albany County and Westerlo Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Westerlo Town
Unified School District	Berne-Knox-Westerlo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,236.00 (+48.11%)
2025	$2,860.00	$1,400 Land $250 Building $1,150	$241,379 Land $43,103 Building $198,276
2023		$1,400 (-) Land $250 Building $1,150	$218,800 (+17.21%) Land $39,071 Building $179,729
2022		$1,400 Land $250 Building $1,150	$186,667 Land $33,333 Building $153,334
2021	$2,735.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 241 Co Rte 408 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2005–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 241 Co Rte 408 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mid-Hudson Cablevision.

Cell Coverage

5G and 4G LTE (outdoors only)

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