241 Alaqua Dr, Freeport, FL 32439 Property Records

Walton County property record for 241 Alaqua Dr, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,400 sqft · built 2020
Lot Size	8.15 acres (355,450 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,659 (2024)
Deeds & Mortgages	Apr 2020 Loan Modification Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-1S-20-32000-005-0000`

Property Details

APN / Parcel Number

Primary APN	`13-1S-20-32000-005-0000`
Alternative APN	`1018402`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,400 sqft Living Area
Gross Area	3,660 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	355,450 sqft (8.15 acres)
Deck Area	Deck Area
Fence	Fence
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1018402
Street Address	241 ALAQUA DR
City	FREEPORT
State	FL
Zip	32439-2420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 480 FT OF W 660 FT OF SW1/4 OF NW1/4 & ALSO COM AT NE COR OF SECT 14, S 01 DEG 27' W 1320 FT & POB, S 01 DEG 27' W
Legal Range	20W
Legal Township	01S
Legal Section	13
Legal Subdivision	ACREAGE & UNREC
Legal Block	5
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	3
Census Block	3003
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	241 ALAQUA DR, FREEPORT, FL 32439-2420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Loan Modification, Mortgage HANCOCK WHITNEY BK
Apr 3, 2019	Deed of Trust, Construction Loan · Line of Credit HANCOCK WHITNEY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2016
Deed Sale	Sep 23, 2016
Prior Sale	Apr 18, 2016 · Amount on Record
Deed Document Number	2016000030975
Deed Book / Page	3021 / 1632
Record Updated	Jun 8, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	241 ALAQUA DR, FREEPORT, FL 32439-2420
Document Number	0031420697
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	241 ALAQUA DR FREEPORT FL 324392420, FREEPORT, FL 32439-2420

Mortgage

Document Number	0031420697
Date	May 7, 2020
Book Page	003142/000697
Instrument	15572

Lender

Name	HANCOCK WHITNEY BK
Address	NEW ORLEANS, LA 70122

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 6, 2035

Interest

Rate Type	Fixed Rate
Rate	2.5%

April 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	Apr 3, 2019
Property Address	241 ALAQUA DR, FREEPORT, FL 32439-2420
Document Number	0031012105
Book / Page	003101 / 002105
Instrument Date	Apr 1, 2019
Instrument	10143
Transaction Type	Construction Loan
Record Updated	Jun 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1011 CHRISTY DR NICEVILLE FL 325783013, NICEVILLE, FL 32578-3013

Mortgage

Document Number	31012105
Date	Apr 3, 2019
Book Page	003101/002105
Instrument	10143

Lender

Name	HANCOCK WHITNEY BK
Address	GULFPORT, MS 39502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 2, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$454,586 (+8.11%) Land $97,920 Building $356,666	$454,586 (+8.11%) Land $97,920 Building $356,666
2024	$2,659.00 (+3.71%)
2023	$2,564.00 (+3.55%) Homeowner's exemption	$420,483 (+3.36%) Land $61,916 Building $358,567	$420,483 (+3.36%) Land $61,916 Building $358,567
2022	$2,476.00 Homeowner's exemption	$406,827 Land $68,727 Building $338,100	$406,827 Land $68,727 Building $338,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	115 (1994–2020)
Claims Outside the SFHA	38 of 115
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 17 claims Hurricane Frances, Sep 2004 · 44 claims Hurricane Opal, Oct 1995 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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