2409 Wakefield Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2409 Wakefield Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,271 sqft · built 1973
Lot Size	0.735 acres (32,008 sqft)
Owner	Individual Name on File
Last Sale	$292,000 (Sep 2017)
Tax Bill	$4,343 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`062A1-00-0F-01300`

Property Details

APN / Parcel Number

Primary APN	`062A1-00-0F-01300`
Alternative APN	`26185`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,271 sqft Finished Area
Basement Area	1,271 sqft
Finished Basement	1,075 sqft
Unfinished Basement	196 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	32,008 sqft (0.735 acres)
View / Lot	Proximity to Airport
Porch	Slab
Porch Area	164 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	2409 WAKEFIELD RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 RESIDEN
Legal Description	NORTHFIELDS 7 F 13
Legal Subdivision	NORTHFIELDS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	3
Census Block	3017
Census Tract	10604

Owner

2409 Wakefield Rd is owned and occupied by an individual who bought it in September 2017.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2409 WAKEFIELD RD, CHARLOTTESVILLE, VA 22901-1821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Sep 27, 2017	Grant Deed, Transfer · Conventional with PMI NFM LNDG
Apr 27, 2017	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2017 · Amount on File
Deed Sale	Sep 27, 2017 · Amount on File
Deed Document Number	201711246
Deed Book / Page	4964 / 696
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2409 WAKEFIELD RD, CHARLOTTESVILLE, VA 22901-1821
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200000157
Date	Jan 5, 2022
Instrument	202200000157

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 27, 2017
Property Address	2409 WAKEFIELD RD, CHARLOTTESVILLE, VA 22901-1821
Document Number	0000011246
Book / Page	004964 / 000696
Instrument Date	Sep 21, 2017
Instrument	11246
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	CLOSURE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2409 WAKEFIELD RD CHARLOTTESVILLE VA 229011821, CHARLOTTESVILLE, VA 22901-1821

Mortgage

Document Number	11247
Date	Sep 27, 2017
Book Page	004964/000700
Instrument	11247

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2409 WAKEFIELD RD, CHARLOTTESVILLE, VA 22901-1821
Document Number	0000004990
Instrument Date	Apr 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2409 WAKEFIELD RD CHARLOTTESVILLE VA 229011821, CHARLOTTESVILLE, VA 22901-1821

Mortgage

Document Number	0000004990
Date	May 4, 2017
Book Page	004905/000001
Instrument	4990

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2409 Wakefield Rd was $4,343, up 8.4% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,343.00 (+8.39%)	$485,800 (+8.36%) Land $175,000 Building $310,800	$485,800 (+8.36%) Land $175,000 Building $310,800
2025	$4,007.00	$448,300 Land $155,000 Building $293,300	$448,300 Land $155,000 Building $293,300
2023	$3,416.00	$400,100 Land $150,000 Building $250,100	$400,100 Land $150,000 Building $250,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2409 Wakefield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2409 Wakefield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ting.

Nearby Properties on Wakefield Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures