2409 W 106th St, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 2409 W 106th St, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 1965
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Jan 2006)
Tax Bill	$4,902 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-027-24-41-0086`

Property Details

APN / Parcel Number

Primary APN	`20-027-24-41-0086`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	3,827 sqft
1st Floor Area	1,040 sqft
Basement Area	2,787 sqft
Family Room	Family Room
Flooring	Wood

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1999
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Detached
Garage Area	867 sqft
Porch	Screened Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	2409 W 106TH ST
City	MINNEAPOLIS
State	MN
Zip	55431-3421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 A ST MARTINS WALESWOOD ADDN E 90 FT OF W 260 FT OF LOT 1 ALSO OUTLOT 3 MARIE SMITH 2ND ADDN IRREGULAR
Legal Range	24
Legal Township	027
Legal Section	20
Legal Quarter	41
Legal Subdivision	ST MARTINS WALESWOOD ADDN
Legal Block	1
Legal Lot Number	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1012
Census Tract	25802

Owner

2409 W 106th St is owned and occupied by an individual who bought it in January 2006.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2409 W 106TH ST, MINNEAPOLIS, MN 55431-3421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · Commercial Mortgage SPIRE CU
Aug 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2006 · Amount on File
Deed Sale	Jan 19, 2006 · Amount on File
Deed Document Number	2006916958
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2409 W 106TH ST, BLOOMINGTON, MN 55431-3421
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00T5982703
Date	Nov 2, 2022
Instrument	T5982703

Lender

Name	SPIRE CU
Type	Credit Union
Address	SAINT PAUL, MN 55113

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 15, 2037

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2409 W 106TH ST, BLOOMINGTON, MN 55431-3421
Document Number	0005648794
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2409 W 106TH ST BLOOMINGTON MN 554313421, BLOOMINGTON, MN 55431-3421

Mortgage

Document Number	0005648794
Date	Sep 30, 2019
Instrument	5648794

Lender

Name	SPIRE CU
Address	FALCON HEIGHTS, MN 55113

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 29, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 2409 W 106th St was $4,902 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,902.00	$366,800 Land $126,100 Building $240,700	$366,800 Land $126,100 Building $240,700
2023	$4,152.00 Homeowner's exemption
2022		$357,100 Land $118,200 Building $238,900	$357,100 Land $118,200 Building $238,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2409 W 106th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2409 W 106th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intrepid Fiber Networks, Xtratyme Technologies.

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