2409 Timberstone Dr E, Elkhart, IN 46514 Property Records

Elkhart County property record for 2409 Timberstone Dr E, Elkhart, IN 46514

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,789 sqft · built 2016
Lot Size	0.287 acres (12,545 sqft)
Owner	Trust Name on File
Tax Bill	$6,546 (2024)
Deeds & Mortgages	Jan 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`20-02-25-327-040.000-027`

Property Details

APN / Parcel Number

Primary APN	`20-02-25-327-040.000-027`
Alternative APN	`0225327040027`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	2,789 sqft Living Area
Basement Area	2,789 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,545 sqft (0.287 acres)
Lot Dimensions	135 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0225327040027
Street Address	2409 TIMBERSTONE DR E
City	ELKHART
State	IN
Zip	46514-8685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LOT 96A IN REPLAT OF LOT #94 LOT #95 AND LOT #96 OF THE PLAT OF TIMBERSTONE FOURTH DPUD
Legal Subdivision	TIMBERSTONE FOURTH DPUD
Legal Lot Number	96A,94
Jurisdiction	ELKHART IN
Township / Civil Division	OSOLO
Census Block Group	1
Census Block	1010
Census Tract	1802

Owner

Source: Elkhart County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	2409 TIMBERSTONE DR, ELKHART, IN 46514-8658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 30, 2017
Record Updated	Jun 8, 2026

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ELKHART IN
Recording Date	Jan 30, 2017
Property Address	2409 TIMBERSTONE DR E, ELKHART, IN 46514-8685
Instrument Date	Jan 25, 2017
Instrument	2143
Transaction Type	Construction Loan
Record Updated	Jun 19, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	701 WINDSOR CIR #C ELKHART IN 465164379, C, ELKHART, IN 46516-4379

Mortgage

Document Number	0000002143
Date	Jan 30, 2017
Instrument	2143

Lender

Name	HORIZON BK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Osolo Township
Municipality	Elkhart City
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$672,500 (+4.28%) Land $44,700 Building $627,800	$672,500 (+4.28%) Land $44,700 Building $627,800
2024	$6,546.00 (+11.57%)	$644,900 (+2.45%) Land $44,700 Building $600,200	$644,900 (+2.45%) Land $44,700 Building $600,200
2023		$629,500 (+8.95%) Land $44,700 Building $584,800	$629,500 (+8.95%) Land $44,700 Building $584,800
2022	$5,867.00 Homeowner's exemption	$577,800 Land $44,700 Building $533,100	$577,800 Land $44,700 Building $533,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Surf Air Wireless Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: New Paris Telephone Company.

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