2409 Testify Ct SE, Caledonia, MI 49316 Property Records

Kent County property record for 2409 Testify Ct SE, Caledonia, MI 49316

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,512 sqft · built 2007
Lot Size	0.154 acres (6,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$241,000 (Apr 2019)
Tax Bill	$3,519 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-22-03-302-009`

Property Details

APN / Parcel Number

Primary APN	`41-22-03-302-009`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
1st Floor Area	624 sqft
Basement Area	624 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	6,720 sqft (0.154 acres)
Lot Dimensions	120 ft deep x 56 ft wide
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2409 TESTIFY CT SE
City	CALEDONIA
State	MI
Zip	49316-7321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD-PL UNI
Legal Description	412203302009 LOT 84 * AVALON POINTE NO.3 SPLIT ON 11/06/2006 FROM 41-22-03-301-003;
Legal Subdivision	AVALON POINTE NO.3 SPLIT ON 11/06/2006 F
Legal Lot Number	84
Jurisdiction	KENT MI
Township / Civil Division	GAINES
Census Block Group	1
Census Block	1011
Census Tract	14809

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2409 TESTIFY CT SE, CALEDONIA, MI 49316-7321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 2, 2019	Deed of Trust, Mortgage · ARM NORTHPOINTE BANK
Apr 30, 2019	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC
Apr 24, 2019	Deed of Trust, Mortgage MIMUTUAL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Prior Sale	May 21, 2013 · Amount on Record
Deed Document Number	201929346
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	2409 TESTIFY CT SE, CALEDONIA, MI 49316-7321
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019641
Date	Feb 17, 2021
Instrument	20210217-0019641

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	2409 TESTIFY CT SE, CALEDONIA, MI 49316-7321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022277
Date	Apr 2, 2019
Instrument	20190402-0022277

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	7.25%
Index	1-Year LIBOR
Max Rate	11.2%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Apr 30, 2019
Property Address	2409 TESTIFY CT SE, CALEDONIA, MI 49316-7321
Document Number	0000029346
Map Reference	DOC 20061018-0115003
Instrument Date	Apr 24, 2019
Instrument	20190430-0029346
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	GRAND RAPIDS TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,072.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2409 TESTIFY CT SE, 2409, CALEDONIA, MI 49316-7321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2409 TESTIFY CT SE, CALEDONIA, MI 49316-7321

Mortgage

Document Number	0000029347
Date	Apr 30, 2019
Instrument	20190430-0029347

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	2409 TESTIFY CT SE, CALEDONIA, MI 49316-7321
Document Number	0000044136
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	CHICAGO TITLE/MI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3014 KNAPP ST NE #3A GRAND RAPIDS MI 495254520, 3A, GRAND RAPIDS, MI 49525-4520

Mortgage

Document Number	0000044136
Date	Jun 21, 2019
Instrument	44136

Lender

Name	MIMUTUAL MTG
Address	PORT HURON, MI 48060

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2049

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Gaines Charter Township
Unified School District	Kentwood Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,100 (+5.29%)	$334,200 (+5.29%)
2025	$3,519.00 (+86.98%) Homeowner's exemption	$158,700 (+20.87%)	$317,400 (+20.87%)
2023		$131,300	$262,600
2018	$1,882.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYRON-GAINES UTILITY AUTHORITY serves 37,464 people · EPA ID MI0001023
Water Source	Purchased surface water from WYOMING
Last State Inspection	Apr 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Metronet, Verizon.

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