2409 Sugar Mill Rd, Charlotte, NC 28210 Property Records

Mecklenburg County property record for 2409 Sugar Mill Rd, Charlotte, NC 28210

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,422 sqft · built 1967
Lot Size	0.656 acres (28,590 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Dec 2018)
Tax Bill	$5,675 (2023)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`173-181-18`

Property Details

APN / Parcel Number

Primary APN	`173-181-18`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,422 sqft Heated Area
Gross Area	2,474 sqft
1st Floor Area	1,585 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Architectural Style	Split Level
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	28,590 sqft (0.656 acres)
Porch	Porch
Porch Area	52 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	173-181-18
Street Address	2409 SUGAR MILL RD
City	CHARLOTTE
State	NC
Zip	28210-6161
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L11 B14 M12 75
Legal Subdivision	HUNTINGTOWNE FARMS
Legal Block	14
Legal Lot Number	11
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2001
Census Tract	3105

Owner

2409 Sugar Mill Rd is owned and occupied by an individual who bought it in December 2018.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2409 SUGAR MILL RD, CHARLOTTE, NC 28210-6161
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 11, 2018	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2018 · Amount on File
Deed Sale	Dec 11, 2018 · Amount on File
Prior Sale	Jun 5, 2014 · Amount on File
Deed Document Number	0033160133
Deed Book / Page	33160 / 133
Record Updated	Jun 7, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2409 SUGAR MILL RD, CHARLOTTE, NC 28210-6161
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN HOME TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000159127
Date	Sep 29, 2020
Book Page	35116/620
Instrument	2020159127

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2409 SUGAR MILL RD, CHARLOTTE, NC 28210-6161
Document Number	0000089204
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2409 SUGAR MILL RD CHARLOTTE NC 282106161, CHARLOTTE, NC 28210-6161

Mortgage

Document Number	0000089204
Date	Jul 16, 2019
Book Page	033670/000417
Instrument	89204

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 11, 2018
Property Address	2409 SUGAR MILL RD, CHARLOTTE, NC 28210-6161
Document Number	0000152258
Book / Page	33160 / 133
Map Reference	MB12 PG75
Instrument Date	Dec 7, 2018
Instrument	2018152258
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	AUSTIN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2169 POPLAR RD, 2169, NEWNAN, GA 30265-1628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2409 SUGAR MILL RD, CHARLOTTE, NC 28210-6161

Mortgage

Document Number	0000152259
Date	Dec 11, 2018
Instrument	2018152259

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 2409 Sugar Mill Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (1981–2008)
Most Recent Claim	Aug 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2409 Sugar Mill Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber.

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