Upshur County property record for 2409 State Hwy 154 E, Gilmer, TX 75645
| Property Type | Residential |
|---|---|
| Details | 3,340 sqft · built 1973 |
| Lot Size | 1.25 acres (54,842 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $347 (2025) |
| Deeds & Mortgages | Jul 2017 Second Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002U-S02-000-140 |
| Primary APN | 002U-S02-000-140 |
|---|---|
| Alternative APN |
|
| Building Area | 3,340 sqft Total Area |
|---|
| Year Built | Built 1973 |
|---|---|
| Lot Area | 54,842 sqft (1.25 acres) |
| Account Number | 002U-S02-000-140 |
|---|---|
| Street Address | 2409 STATE HIGHWAY 154 E |
| City | GILMER |
| State | TX |
| Zip | 75645-6821 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Legal Description | ABS A2 FLORES, MARIA FINOLA,TRACT 140, 1.259 ACRES & HOUSE |
| Legal Tract | 140 |
| Jurisdiction | UPSHUR TX |
| Township / Civil Division | GILMER |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 950301 |
Source: Upshur County records, as of December 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2409 STATE HIGHWAY 154 E, GILMER, TX 75645-6821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CYPRESS BANK SSB |
| Jul 12, 2018 | Vendor's Lien, Transfer UNITED WHOLESALE MORTGAGES |
| Apr 21, 2017 | Vendor's Lien, Transfer · Conventional Mortgage CYPRESS BANK SSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2018 |
| Deed Sale | Jul 12, 2018 |
| Prior Sale | Apr 21, 2017 |
| Deed Document Number | 201804852 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Property Address | 2409 STATE HIGHWAY 154 E, GILMER, TX 75645-6821 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1317/148 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 1317/148 |
| Instrument | 201704855 |
| Name | CYPRESS BANK SSB |
|---|---|
| Type | Bank |
| Address | PITTSBURG, TX 75686 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Jan 5, 2018 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | UPSHUR TX |
| Recording Date | Jul 12, 2018 |
| Property Address | 2409 STATE HIGHWAY 154 E, GILMER, TX 75645-6821 |
| Document Number | 201804852 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 201804852 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1620 ALAZAN CV, ROUND ROCK, TX 78664-4622 |
| Document Number | 201804853 |
|---|---|
| Date | Jul 12, 2018 |
| Instrument | 201804853 |
| Name | UNITED WHOLESALE MORTGAGES |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | UPSHUR TX |
| Recording Date | Apr 21, 2017 |
| Property Address | 2409 STATE HIGHWAY 154 E, GILMER, TX 75645-6821 |
| Document Number | 1302/393 |
| Book / Page | 1302 / 393 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 201702509 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 306 W BROADWAY ST, WINNSBORO, TX 75494-2435 |
| Document Number | 201702510 |
|---|---|
| Date | Apr 21, 2017 |
| Instrument | 201702510 |
| Name | CYPRESS BANK SSB |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Oct 21, 2017 |
Source: Upshur County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Upshur County |
| Unified School District | Gilmer Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $347.00 (-58.98%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $222,930 (+9.73%) Land $45,720 Building $177,210 | $222,930 (+9.73%) Land $45,720 Building $177,210 |
| 2023 | $203,160 Land $35,900 Building $167,260 | $203,160 Land $35,900 Building $167,260 | |
| 2022 | $846.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 82% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BI COUNTY WSC 1 serves 12,777 people · EPA ID TX0320002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Etex Telephone Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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