Union County property record for 2409 Silverthorne Dr, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,233 sqft · built 2018 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | Individual Name on File |
| Last Sale | $460,000 (Sep 2021) |
| Tax Bill | $3,143 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Feb 2019 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-177-027L |
| Primary APN | 09-177-027L |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,233 sqft Living Area |
| 1st Floor Area | 1,487 sqft |
| Basement Area | 1,546 sqft |
| Finished Basement | 1,390 sqft |
| Unfinished Basement | 156 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 46,609 sqft (1.07 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2409 SILVERTHORNE DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #9 SILVERTHORNE OPCI-326 |
| Legal Subdivision | SILVERTHORNE |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 20401 |
2409 Silverthorne Dr is owned and occupied by an individual who bought it in September 2021.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2409 SILVERTHORNE DR, MONROE, NC 28110-8701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Feb 11, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage ALLEN TATE MORTGAGE PARTNERS LLC |
| Sep 7, 2017 | Warranty Deed, Construction Loan · Construction Mortgage PINNACLE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2021 · Amount on File |
| Deed Sale | Sep 24, 2021 · Amount on File |
| Prior Sale | Jul 17, 2018 · Amount on File |
| Deed Document Number | 202145525 |
| Deed Book / Page | 8255 / 366 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 24, 2021 |
| Property Address | 2409 SILVERTHORNE DR, MONROE, NC 28110-8701 |
| Document Number | 8255366 |
| Book / Page | 8255 / 366 |
| Map Reference | CAB I FILE 326 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 45525 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2021 |
| Title Company | AUSTIN TITLE, AUSTIN TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $920.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 BANNERWOOD DR, 8, HORSE SHOE, NC 28742-9709 |
| Name | Verified Name |
|---|---|
| Address | 2409 SILVERTHORNE DR, MONROE, NC 28110-8701 |
| Document Number | 45526 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 45526 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2409 SILVERTHORNE DR, MONROE, NC 28110-8701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 7311293 |
|---|---|
| Date | Feb 11, 2019 |
| Book Page | 7311/293 |
| Instrument | 0003386 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2409 SILVERTHORNE DR, MONROE, NC 28110-8701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 7800820 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 7800/820 |
| Instrument | 35314 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 17, 2018 |
| Property Address | 2409 SILVERTHORNE DR, MONROE, NC 28110-8701 |
| Document Number | 0007197547 |
| Book / Page | 7197 / 547 |
| Map Reference | CAB I FILE 326 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 0019752 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1817 TURTLEWOOD DR, 1817, WAXHAW, NC 28173-8190 |
| Name | Verified Name |
|---|---|
| Address | 2409 SILVERTHORNE DR, MONROE, NC 28110-8701 |
| Document Number | 0000019753 |
|---|---|
| Date | Jul 17, 2018 |
| Instrument | 0019753 |
| Name | ALLEN TATE MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 7, 2017 |
| Property Address | 2409 SILVERTHORNE DR, MONROE, NC 28110-8701 |
| Document Number | 701037 |
| Book / Page | 007010 / 000037 |
| Instrument Date | Sep 5, 2017 |
| Instrument | 26263 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $96.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1753 MATTHEWS NC 281061753, MATTHEWS, NC 28106-1753 |
| Document Number | 701039 |
|---|---|
| Date | Sep 7, 2017 |
| Book Page | 007010/000039 |
| Instrument | 26264 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | 1700 DICKERSON BLVD, MONROE, NC 28110-2756 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2409 Silverthorne Dr was $3,143.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Unionville Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $618,600 (-) Land $99,800 Building $518,800 | $618,600 (-) Land $99,800 Building $518,800 | |
| 2025 | $3,143.00 | $618,600 Land $99,800 Building $518,800 | $618,600 Land $99,800 Building $518,800 |
| 2023 | $2,296.00 | $343,100 Land $40,800 Building $302,300 | $343,100 Land $40,800 Building $302,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2409 Silverthorne Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2409 Silverthorne Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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