2409 SE 28th St, Ocala, FL 34471 Property Records

Marion County property record for 2409 SE 28th St, Ocala, FL 34471

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,661 sqft · built 1996
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Dec 2022)
Tax Bill	$7,784 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2989-011-000`

Property Details

APN / Parcel Number

Primary APN	`2989-011-000`
Alternative APNs	`2433094000` `2433094`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,661 sqft Living Area
Gross Area	4,641 sqft
1st Floor Area	2,661 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	175 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	1,131 sqft
Porch	Screened Porch
Porch Area	257 sqft
Deck Area	732 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Storage Building	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	2409 SE 28TH ST
City	OCALA
State	FL
Zip	34471-0705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 28 TWP 15 RGE 22 PLAT BOOK 001 PAGE 077 FORREST PARK ESTATES LOT 11
Legal Range	22E
Legal Township	15S
Legal Section	28
Legal Subdivision	FORREST PARK ESTATE
Legal Lot Number	11
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	3
Census Block	3009
Census Tract	2304

Owner

Source: Marion County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2409 SE 28TH ST, OCALA, FL 34471-0705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 24, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FINANCIAL GROUP INC
Dec 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2022 · Amount on Record
Deed Sale	Dec 7, 2022 · Amount on Record
Prior Sale	May 20, 2019 · Amount on Record
Deed Document Number	2022170353
Deed Book / Page	7936 / 350
Prior Transfer Date	Dec 17, 2020
Prior Transfer Doc	0073431925
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Dec 7, 2022
Property Address	2409 SE 28TH ST, OCALA, FL 34471-0705
Document Number	0079360350
Book / Page	7936 / 350
Map Reference	MB 1 PG 77&78
Instrument Date	Nov 30, 2022
Instrument	2022170353
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	BRICK CITY TITLE INSURANCE AGENCY INC, BRICK CITY TTL INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,535.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2409 SE 28TH ST, OCALA, FL 34471-0705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2409 SE 28TH ST, OCALA, FL 34471-0705

Mortgage

Document Number	0007936352
Date	Dec 7, 2022
Instrument	7936/352

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Nov 24, 2021
Property Address	2409 SE 28TH ST, OCALA, FL 34471-0705
Document Number	0076310038
Book / Page	7631 / 38
Map Reference	MB 1 PG 77&78
Instrument Date	Nov 19, 2021
Instrument	2021162858
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	AFFILIATED TITLE/CTRL FL, AFFILIATED TTL OF CTRL FL LT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,009.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 LAKESHORE DR, 122, OSWEGO, IL 60543-5114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2409 SE 28TH ST, OCALA, FL 34471-0705

Mortgage

Document Number	763140
Date	Nov 24, 2021
Instrument	7631/40

Lender

Name	MORTGAGE FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION FL
Recording Date	Dec 23, 2020
Property Address	2409 SE 28TH ST, OCALA, FL 34471-0705
Document Number	0073431925
Book / Page	007343 / 001925
Instrument Date	Dec 17, 2020
Instrument	139462
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2409 SE 28TH ST OCALA FL 344710705, OCALA, FL 34471-0705

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,784.00 (+5.52%)	$427,843 (+8.3%) Land $75,000 Building $352,843	$427,843 (+8.3%) Land $75,000 Building $352,843
2023	$7,377.00 (+87.19%)	$395,066 (+54.76%) Land $75,000 Building $320,066	$395,066 (+9.28%) Land $75,000 Building $320,066
2022	$3,941.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$255,278	$361,530 Land $75,000 Building $286,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, Ocala Fiber Network, T-Mobile.

Nearby Properties on SE 28th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures