2409 S Theodore Ave, Sioux Falls, SD 57106 Property Records

Minnehaha County property record for 2409 S Theodore Ave, Sioux Falls, SD 57106

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,476 sqft · built 1997
Lot Size	0.242 acres (10,542 sqft)
Owner	2 Trust Names on File
Last Sale	$362,500 (Sep 2020)
Tax Bill	$5,419 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-21-27-427-007-000`

Property Details

APN / Parcel Number

Primary APN	`01-21-27-427-007-000`
Alternative APN	`64573`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,476 sqft Finished Area
1st Floor Area	1,478 sqft
Basement Area	1,462 sqft
Finished Basement	1,170 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,542 sqft (0.242 acres)
Lot Dimensions	136 ft deep x 77.3 ft wide
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	162 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Geothermal
Sewer	Connected

Location & Zoning

Account Number	64573
Street Address	2409 S THEODORE AVE
City	SIOUX FALLS
State	SD
Zip	57106-3820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLOCK 1 ROOSEVELT VALLEY ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	ROOSEVELT VALLEY ADDN
Legal Block	1
Legal Lot Number	7
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1013
Census Tract	1112

Owner

2409 S Theodore Ave is owner-occupied and held in a trust since September 2020.

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	2409 S THEODORE AVE, SIOUX FALLS, SD 57106-3820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
May 2, 2019	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Sep 4, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2020 · Amount on File
Deed Sale	Sep 4, 2020 · Amount on File
Deed Book / Page	598-D / 690
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2409 S THEODORE AVE, SIOUX FALLS, SD 57106-3820
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1863MTG/655
Date	Jul 29, 2019
Book Page	1863 MTG/655

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 17, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2409 S THEODORE AVE, SIOUX FALLS, SD 57106-3820
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1858MTG/0426
Date	May 2, 2019
Book Page	1858 MTG/0426

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.12%
Index	1-Year CMT
Max Rate	9.12%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Sep 4, 2020
Property Address	2409 S THEODORE AVE, SIOUX FALLS, SD 57106-3820
Document Number	598DEED/690
Book / Page	598 DEED / 690
Instrument Date	Aug 27, 2020
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Tax	$362.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2409 S THEODORE AVE, SIOUX FALLS, SD 57106-3820

Tax Assessment & Valuation

The 2025 property tax bill for 2409 S Theodore Ave was $5,419.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,248 (+1.25%) Land $42,626 Building $366,622	$409,248 Land $42,626 Building $366,622
2025	$5,419.00	$404,200 (-3.51%) Land $43,100 Building $361,100
2024	$5,419.00	$418,900 Land $43,100 Building $375,800
2022	$5,392.00	$405,200 Land $36,800 Building $368,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2409 S Theodore Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2409 S Theodore Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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