2409 S 12th St, Saint Louis, MO 63104 Property Records

St. Louis City property record for 2409 S 12th St, Saint Louis, MO 63104

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 5,710 sqft · built 1889
Lot Size	0.141 acres (6,133 sqft)
Owner	Company Name on Record
Last Sale	$224,977 (Jul 2019)
Tax Bill	$6,266 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2020 Line of Credit + 2 more
APN	`0818-9-020.000`

Property Details

APN / Parcel Number

Primary APN	`0818-9-020.000`
Alternative APN	`0818-00-0020-0`

Interior

Full Baths	1 Bath
Units	4 Units
Stories	3 Stories
Building Area	5,710 sqft Living Area
1st Floor Area	2,238 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1894
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Brick
Lot Area	6,133 sqft (0.141 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2409 S 12TH ST
City	SAINT LOUIS
State	MO
Zip	63104-4318
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	D
Legal Description	C.B. 818 12TH ST 50 FT X 142 FT ALLENS 2ND ADDN BLOCK 39 LOT 4-5
Legal Subdivision	ALLENS 2ND ADDN
Legal Block	39
Legal Lot Number	4-5
Jurisdiction	ST LOUIS CITY MO
Township / Civil Division	ST. LOUIS
Census Block Group	1
Census Block	1012
Census Tract	123300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Tower Grove East Historic District listed 2013 · 1,110 contributing resources · NRIS 13000114

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Louis City records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2026 S 12TH ST, SAINT LOUIS, MO 63104-3953
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
Sep 29, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLES BK
Nov 8, 2019	Deed of Trust, Mortgage · Line of Credit PATCH OF LAND LNDG
Jul 8, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2019 · Amount on Record
Deed Sale	Jul 8, 2019 · Amount on Record
Prior Sale	Feb 19, 1997
Deed Document Number	2019251
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS CITY MO
Recording Date	Jul 23, 2026
Property Address	2409 S 12TH ST, SAINT LOUIS, MO 63104-4318
Document Number	0000000087
Book / Page	232026 / 87
Instrument Date	Jul 21, 2026
Instrument	202687
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	ELITE TITLE COMPANY INC, ELITE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	2026 S 12TH ST, SAINT LOUIS, MO 63104-3953

Mortgage

Document Number	0000000087,
Date	Jul 23, 2026
Book Page	232026/87
Instrument	202687

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.49%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS CITY MO
Property Address	2409-2411 S 12TH ST, SAINT LOUIS, MO 63104
Document Number	0000020236
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3423 S COMPTON AVE ST LOUIS MO 631182822, ST LOUIS, MO 63118-2822
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020236
Date	Oct 2, 2020
Instrument	201002000236

Lender

Name	PEOPLES BK
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 1, 2025

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS CITY MO
Property Address	2409-2411 S 12TH ST, SAINT LOUIS, MO 63104
Document Number	0001080144
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3423 S COMPTON AVE ST LOUIS MO 631182822, ST LOUIS, MO 63118-2822

Mortgage

Document Number	0001080144
Date	Nov 8, 2019
Instrument	191108000144

Lender

Name	PATCH OF LAND LNDG
Address	SHERMAN OAKS, CA 91403

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS CITY MO
Recording Date	Jul 8, 2019
Property Address	2409-2411 S 12TH ST, SAINT LOUIS, MO 63104
Document Number	0007080251
Instrument Date	Jul 8, 2019
Instrument	190708000251
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3423 S COMPTON AVE ST LOUIS MO 631182822, ST LOUIS, MO 63118-2822

Tax Assessment & Valuation

Source: St. Louis City assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	St. Louis City
Unified School District	St. Louis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,230 (-) Land $7,600 Building $63,630
2025	$6,266.00 (+19.13%)	$71,230 (+21.74%) Land $7,600 Building $63,630	$374,906 (+21.74%) Land $40,000 Building $334,906
2024	$5,260.00 (+4.84%)
2023	$5,017.00 (+4.78%)	$58,510 (+8.59%) Land $7,600 Building $50,910	$307,947 (+8.59%) Land $40,000 Building $267,947
2022	$4,788.00	$53,880 Land $7,600 Building $46,280
2021			$283,579

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LOUIS CITY PWS serves 304,709 people · EPA ID MO6010715
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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