2409 Ramona St, Pinole, CA 94564 Property Records

Contra Costa County property record for 2409 Ramona St, Pinole, CA 94564

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,287 sqft · built 1956
Lot Size	0.164 acres (7,128 sqft)
Owner	2 Individual Names on File
Last Sale	$725,500 (Oct 2021)
Tax Bill	$11,197 (2025)
Deeds & Mortgages	Oct 2021 Sale Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`360-032-011-7`

Property Details

APN / Parcel Number

Primary APN	`360-032-011-7`
Alternative APN	`360-032-011`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,287 sqft Living Area
1st Floor Area	1,287 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1964
Lot Area	7,128 sqft (0.164 acres)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2409 RAMONA ST
City	PINOLE
State	CA
Zip	94564-1518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 2220 LOT 11 BLK A
Legal Subdivision	TRACT 2220
Legal Tract	2220
Legal Block	A
Legal Lot Number	11
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1008
Census Tract	359202

Owner

2409 Ramona St is owned and occupied by two individuals who bought it in October 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2409 RAMONA ST, PINOLE, CA 94564-1518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Oct 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jun 18, 2021	Intrafamily Transfer, Transfer
Jan 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2021 · Amount on File
Deed Sale	Oct 1, 2021 · Amount on File
Prior Sale	Jun 8, 2016 · Amount on File
Deed Document Number	2021273112
Prior Transfer Date	Sep 29, 2021
Prior Transfer Doc	0000273113
Record Updated	Sep 20, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 1, 2021
Property Address	2409 RAMONA ST, PINOLE, CA 94564-1518
Document Number	0000273112
Map Reference	MB 58 PG 35
Instrument Date	Sep 30, 2021
Instrument	2021-273112
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2409 RAMONA ST, PINOLE, CA 94564-1518

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 1, 2021
Property Address	2409 RAMONA ST, PINOLE, CA 94564-1518
Document Number	0000273113
Map Reference	MB 58 PG 35
Instrument Date	Sep 29, 2021
Instrument	2021-273113
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2409 RAMONA ST, PINOLE, CA 94564-1518
Investor	Possibly a Property Investor

Mortgage

Document Number	0000273114
Date	Oct 1, 2021
Instrument	2021-273114

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 18, 2021
Property Address	2409 RAMONA ST, PINOLE, CA 94564-1518
Document Number	0000177542
Map Reference	MB 58 PG 35
Instrument Date	Jun 9, 2021
Instrument	2021-177542
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	5325 MCDOWELL VALLEY LN, ANTIOCH, CA 94531-6220

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 25, 2021
Property Address	2409 RAMONA ST, PINOLE, CA 94564-1518
Document Number	0000022794
Map Reference	MB 58 PG 35
Instrument Date	Jan 15, 2021
Instrument	2021-022794
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2409 RAMONA ST, PINOLE, CA 94564-1518

Mortgage

Document Number	0000022795
Date	Jan 25, 2021
Instrument	2021-022795

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2409 Ramona St was $11,197.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Pinole City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$785,302 (+2%) Land $508,742 Building $276,560
2025	$11,197.00	$769,905 Land $498,767 Building $271,138
2023	$9,165.00 (-13.05%)	$625,000 Land $405,000 Building $220,000
2022	$10,541.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2409 Ramona St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2409 Ramona St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Unwired.

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