2409 Oak Tree Ln, Plainfield, IL 60586 Property Records

Will County property record for 2409 Oak Tree Ln, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,049 sqft · built 2000
Lot Size	0.05 acres (2,094 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Apr 2021)
Tax Bill	$4,106 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-27-402-034`

Property Details

APN / Parcel Number

Primary APN	`06-03-27-402-034`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,049 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Material	Shingle
Lot Area	2,094 sqft (0.05 acres)
Garage Type	Attached
Garage Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2409 OAK TREE LN
City	PLAINFIELD
State	IL
Zip	60586-6106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 IN OLD OAKS UNIT 1 PUD, BEING A SUB OF PRT OF THE E1/2 OF THE SE1/4 OF SEC. 27, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	27
Legal Subdivision	OLD OAKS UNIT 1
Legal Lot Number	3
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1031
Census Tract	880417

Owner

Source: Will County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2409 OAK TREE LN, PLAINFIELD, IL 60586-6106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Nov 6, 2019	Deed of Trust, Mortgage · VA Mortgage COMPASS MORTGAGE INC
Nov 6, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Oct 31, 2019	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
May 12, 2017	Warranty Deed, Transfer · Conventional with PMI PARKSIDE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2021 · Amount on Record
Deed Sale	Apr 26, 2021 · Amount on Record
Prior Sale	Oct 31, 2019 · Amount on Record
Deed Document Number	202146422
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 26, 2021
Property Address	2409 OAK TREE LN, PLAINFIELD, IL 60586-6106
Document Number	0000046422
Instrument Date	Feb 13, 2021
Instrument	R2021046422
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	GREATER ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2409 OAK TREE LN, PLAINFIELD, IL 60586-6106

Mortgage

Document Number	0000046424
Date	Apr 26, 2021
Instrument	R2021046424

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2409 OAK TREE LN, PLAINFIELD, IL 60586-6106
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079246
Date	Nov 6, 2019
Instrument	R2019079246

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2409 OAK TREE LN, PLAINFIELD, IL 60586-6106
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079247
Date	Nov 6, 2019
Instrument	R2019079247

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Oct 31, 2019
Property Address	2409 OAK TREE LN, PLAINFIELD, IL 60586-6106
Document Number	0000077379
Instrument Date	Sep 16, 2019
Instrument	77379
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$231.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11525 SETTLERS POND WAY #7-1B ORLAND PARK IL 604675266, 7-1B, ORLAND PARK, IL 60467-5266

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	May 12, 2017
Property Address	2409 OAK TREE LN, PLAINFIELD, IL 60586-6106
Document Number	0000037205
Instrument Date	May 1, 2017
Instrument	37205
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2196 ROSSITER PKWY PLAINFIELD IL 605868345, PLAINFIELD, IL 60586-8345

Mortgage

Document Number	37206
Date	May 12, 2017
Instrument	37206

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94103

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2047

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,106.00 (+18.91%)
2024		$62,730 (+25.52%) Land $13,476 Building $49,254	$188,190 (+25.52%) Land $40,428 Building $147,762
2022	$3,453.00 Homeowner's exemption	$49,976 Land $10,736 Building $39,240	$149,928 Land $32,208 Building $117,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1996–2013)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Sep 2008 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Bertram Communications.

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