Elko County property record for 2409 N 5th St, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba |
| Lot Size | 0.032 acres (1,394 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Aug 2025) |
| Tax Bill | $3,443 (2026) |
| Deeds & Mortgages | May 2024 Construction Loan Aug 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-61M-002 |
| Primary APN | 001-61M-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,647 sqft Living Area |
| Gross Area | 2,088 sqft |
| Lot Area | 1,394 sqft (0.032 acres) |
|---|---|
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2409 N 5TH ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-4469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZCT |
| Legal Subdivision | MOUNTAIN VIEW TOWN HOMES 1 |
| Legal Lot Number | 2 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 950701 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2409 N 5TH ST, ELKO, NV 89801-4469 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 2, 2024 | Deed of Trust, Mortgage · Construction Mortgage LIMA ONE CAPITAL LLC |
| Aug 8, 2025 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Mar 29, 2023 | Bargain and Sale Deed, Transfer · Commercial Mortgage LIMA ONE CAPITAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2025 · Amount on Record |
| Deed Sale | Aug 8, 2025 · Amount on Record |
| Prior Sale | Mar 29, 2023 · Amount on Record |
| Deed Document Number | 2025853089 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 2409 N 5TH ST, ELKO, NV 89801-4469 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000836030 |
|---|---|
| Date | May 2, 2024 |
| Instrument | 836030 |
| Name | LIMA ONE CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, SC 29601 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Aug 8, 2025 |
| Property Address | 2409 N 5TH ST, ELKO, NV 89801-4469 |
| Document Number | 0000853089 |
| Map Reference | FILE 817169 |
| Instrument Date | Aug 5, 2025 |
| Instrument | 853089 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,443.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2405 N 5TH ST, ELKO, NV 89801-4469 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2409 N 5TH ST, ELKO, NV 89801-4469 |
| Investor | Possibly a Property Investor |
| Document Number | 0000853090 |
|---|---|
| Date | Aug 8, 2025 |
| Instrument | 853090 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Mar 29, 2023 |
| Property Address | 2409 N 5TH ST, ELKO, NV 89801-4469 |
| Document Number | 0000817571 |
| Map Reference | FILE 817169 |
| Instrument Date | Mar 29, 2023 |
| Instrument | 817571 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount Recorded |
|---|---|
| Tax | $136.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 MOUNTAIN CITY HWY UNIT 4, 4, ELKO, NV 89801-9522 |
| Document Number | 0000817572 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 817572 |
| Name | LIMA ONE CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 14 Months |
| Due | May 1, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,443.00 | $94,046 Land $11,375 Building $82,671 | $268,703 Land $32,500 Building $236,203 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 65% of Nevada |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Cable | 1,000 / 25 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: AT&T, CC Communications Broadband, Rise Broadband, Verizon.
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