Stanislaus County property record for 2409 Mountain Ridge Dr, Modesto, CA 95351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,908 sqft · built 1985 |
| Lot Size | 0.218 acres (9,474 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,055 (2026) |
| Deeds & Mortgages | Oct 2021 Transfer Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-043-032-000 |
| Primary APN | 039-043-032-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,908 sqft Living Area |
| 1st Floor Area | 1,908 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood |
| Lot Area | 9,474 sqft (0.218 acres) |
| View / Lot | Corner |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 198 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2409 MOUNTAIN RIDGE DR |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95351-4863 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | NORTHRIGDGE HEIGHTS |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 2701 |
2409 Mountain Ridge Dr is owner-occupied and held in a trust since August 2021.
Source: Stanislaus County records, as of October 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2409 MOUNTAIN RIDGE DR, MODESTO, CA 95351-4863 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2021 | Intrafamily Transfer, Transfer |
| Oct 28, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 12, 2021 | Intrafamily Transfer, Transfer |
| Sep 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 16, 2021 |
| Transfer Doc | 0000100891 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Oct 28, 2021 |
| Property Address | 2409 MOUNTAIN RIDGE DR, MODESTO, CA 95351-4863 |
| Document Number | 0000100891 |
| Map Reference | VOL 28 PG 8 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 2021-0100891 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2409 MOUNTAIN RIDGE DR, MODESTO, CA 95351-4863 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Oct 28, 2021 |
| Property Address | 2409 MOUNTAIN RIDGE DR, MODESTO, CA 95351-4863 |
| Document Number | 0000100889 |
| Map Reference | VOL 28 PG 8 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 2021-0100889 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2021 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2409 MOUNTAIN RIDGE DR, MODESTO, CA 95351-4863 |
| Document Number | 0000100890 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2021-0100890 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2409 MOUNTAIN RIDGE DR, MODESTO, CA 95351-4863 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2409 MOUNTAIN RIDGE DR, MODESTO, CA 95351-4863 |
| Document Number | 0000044761 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 2021-0044761 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Apr 12, 2021 |
| Property Address | 2409 MOUNTAIN RIDGE DR, MODESTO, CA 95351-4863 |
| Document Number | 0000035389 |
| Map Reference | VOL 28 PG 8 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 2021-0035389 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2409 MOUNTAIN RIDGE DR, MODESTO, CA 95351-4863 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2409 MOUNTAIN RIDGE DR, MODESTO, CA 95351-4863 |
| Document Number | 0000063363 |
| Instrument Date | Sep 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2409 MOUNTAIN RIDGE DR MODESTO CA 953514863, MODESTO, CA 95351-4863 |
| Document Number | 0000063363 |
|---|---|
| Date | Sep 18, 2019 |
| Instrument | 63363 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 17, 2049 |
The 2026 property tax bill for 2409 Mountain Ridge Dr was $2,055 with a homeowner's exemption, up 0.1% from the year before.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Ceres City |
| Unified School District | Ceres Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,055.00 (+0.1%) Homeowner's exemption | $185,819 (+2%) Land $45,558 Building $140,261 |
| 2025 | $2,053.00 Homeowner's exemption | $182,176 Land $44,665 Building $137,511 |
| 2023 | $1,869.00 (+0.92%) Homeowner's exemption | $175,104 Land $42,932 Building $132,172 |
| 2022 | $1,852.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2409 Mountain Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2409 Mountain Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CERES serves 54,513 people · EPA ID CA5010028 |
|---|---|
| Water Source | Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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