2409 Morris Thomas Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 2409 Morris Thomas Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,122 sqft · built 1924
Lot Size	0.408 acres (17,797 sqft)
Owner	Individual Name on Record
Last Sale	$167,930 (Jun 2020)
Tax Bill	$2,698 (2026)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2050-00950`

Property Details

APN / Parcel Number

Primary APN	`010-2050-00950`
Alternative APN	`1090381`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,122 sqft Gross Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	17,797 sqft (0.408 acres)
Garage Area	352 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1090381
Street Address	2409 MORRIS THOMAS RD
City	DULUTH
State	MN
Zip	55811-3230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 22 AND 23 SERIAL #
Legal Subdivision	HARBOR VIEW DIV OF DULUTH
Legal Block	6
Legal Lot Number	22-23
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1009
Census Tract	2300

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2409 MORRIS THOMAS RD, DULUTH, MN 55811-3230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2020 · Amount on Record
Deed Sale	Jun 3, 2020 · Amount on Record
Prior Sale	Jul 15, 2015 · Amount on Record
Deed Document Number	20201024032
Record Updated	Sep 20, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 3, 2020
Property Address	2409 MORRIS THOMAS RD, DULUTH, MN 55811-3230
Document Number	00T1024032
Instrument Date	Jun 1, 2020
Instrument	T1024032
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2409 MORRIS THOMAS RD DULUTH MN 558113230, DULUTH, MN 55811-3230

Mortgage

Document Number	T1024035
Date	Jun 3, 2020
Instrument	T1024035

Lender

Name	REGENT FIN'L
Type	Funding / Finance Company
Address	OMAHA, NE 68124

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,698.00 (+7.75%) Homeowner's exemption
2025	$2,504.00 (-0.32%) Homeowner's exemption	$243,300 (+17.82%) Land $39,000 Building $204,300	$243,300 (+17.82%) Land $39,000 Building $204,300
2024	$2,512.00	$206,500 (+7.55%) Land $48,400 Building $158,100	$206,500 (+7.55%) Land $48,400 Building $158,100
2022		$192,000 Land $55,100 Building $136,900	$192,000 Land $55,100 Building $136,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

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