Denton County property record for 2409 Loch Ness Ln, Denton, TX 76207
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,551 sqft · built 2023 |
| Lot Size | 0.157 acres (6,839 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,665 (2025) |
| Deeds & Mortgages | Sep 2024 Mortgage Nov 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R732010 |
| Primary APN | R732010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,551 sqft Living Area |
| Gross Area | 1,993 sqft |
| 1st Floor Area | 1,551 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,839 sqft (0.157 acres) |
| Garage Type | Attached |
| Garage Area | 442 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2409 LOCH NESS LN |
|---|---|
| City | DENTON |
| State | TX |
| Zip | 76207-3829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COURTS OF BONNIE BRAE BLK E LOT 2 |
| Legal Subdivision | COURTS OF BONNIE BRAE |
| Legal Block | E |
| Legal Lot Number | 2 |
| Jurisdiction | DENTON TX |
| Township / Civil Division | DENTON |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 20800 |
2409 Loch Ness Ln is owned and occupied by two individuals.
Source: Denton County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2409 LOCH NESS LN, DENTON, TX 76207-3829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 1, 2023 | Vendor's Lien, Subdivision Related Transfer · FHA Mortgage SFMC LP |
| Apr 13, 2023 | Deed of Trust, Mortgage · Unknown PROSPERITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Property Address | 2409 LOCH NESS LN, DENTON, TX 76207-3829 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000104653 |
|---|---|
| Date | Sep 27, 2024 |
| Instrument | 2024-104653 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | DENTON TX |
| Recording Date | Nov 1, 2023 |
| Property Address | 2409 LOCH NESS LN, DENTON, TX 76207-3829 |
| Document Number | 0000117690 |
| Map Reference | DOC 2018-230 |
| Instrument Date | Oct 31, 2023 |
| Instrument | 2023-117690 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 20, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3605 EL CAMPO AVEB, FORT WORTH, TX 76107 |
| Name | Verified Name |
|---|---|
| Address | 2409 LOCH NESS LN, DENTON, TX 76207-3829 |
| Document Number | 0000117691 |
|---|---|
| Date | Nov 1, 2023 |
| Instrument | 2023-117691 |
| Name | SFMC LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Property Address | 2409 LOCH NESS LN, DENTON, TX 76207-3829 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3605 EL CAMPO AVE B, B, FORT WORTH, TX 76107-4553 |
| Investor | Possibly a Property Investor |
| Document Number | 0000036584 |
|---|---|
| Date | Apr 13, 2023 |
| Instrument | 2023-036584 |
| Name | PROSPERITY BANK |
|---|---|
| Type | Bank |
| Address | PLANO, TX 75024 |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2409 Loch Ness Ln was $5,665 with a homeowner's exemption.
Source: Denton County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Denton County |
| Municipality | Denton City |
| Unified School District | Denton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $334,884 Land $92,327 Building $242,557 | $334,884 Land $92,327 Building $242,557 | |
| 2025 | $5,665.00 | ||
| 2023 | $1,201.00 (+49.94%) | $62,919 Land $62,919 | $62,919 Land $62,919 |
| 2022 | $801.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2409 Loch Ness Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2409 Loch Ness Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 70% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DENTON serves 150,037 people · EPA ID TX0610002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 400 / 100 |
| ElektraFi Fixed Wireless | 400 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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