2409 Lloyd Dr, Chesapeake, VA 23325 Property Records

Chesapeake City property record for 2409 Lloyd Dr, Chesapeake, VA 23325

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 3,424 sqft · built 1973
Lot Size0.341 acres (14,854 sqft)
OwnerIndividual Name on Record
Last Sale$292,500 (Jul 2014)
Tax Bill$4,077 (2025)
Deeds & MortgagesDec 2022 Second Mortgage
APN0193010000130

Property Details

APN / Parcel Number

Primary APN0193010000130

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,424 sqft Living Area
1st Floor Area1,248 sqft
Upper Floors Area1,248 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,854 sqft (0.341 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
Patio Area529 sqft
Courtyard529 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2409 LLOYD DR
CityCHESAPEAKE
StateVA
Zip23325-4624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S: RESI
Legal Description13 BLK A GEORGETOWN POINT SEC 2
Legal SubdivisionGEORGETOWN POINT
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1005
Census Tract20808

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2409 LLOYD DR, CHESAPEAKE, VA 23325-4624
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 24, 2014 · Amount on Record
Deed SaleJul 24, 2014 · Amount on Record
Prior SaleApr 26, 2004 · Amount on Record
Deed Book / Page9413 / 1482
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2409 LLOYD DR, CHESAPEAKE, VA 23325-4624
Transaction TypeMortgage
Record UpdatedDec 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10622/1657
DateDec 6, 2022
Book Page10622/1657
Instrument220035646
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term260 Months
DueAug 1, 2044
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$453,000 (+12.21%) Land $135,000 Building $318,000$453,000 (+12.21%) Land $135,000 Building $318,000
2025$4,077.00 (+31.6%)$403,700 (+4.56%) Land $125,000 Building $278,700$403,700 (+4.56%) Land $125,000 Building $278,700
2023$386,100 (+6.1%) Land $105,000 Building $281,100$386,100 (+6.1%) Land $105,000 Building $281,100
2022$363,900 Land $95,000 Building $268,900$363,900 Land $95,000 Building $268,900
2019$3,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1998–2010)
Most Recent ClaimJan 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880

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