Lucas County property record for 2409 Lambert Dr, Toledo, OH 43613
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,230 sqft · built 1929 |
| Lot Size | 0.19 acres (8,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Jan 2026) |
| Tax Bill | $2,478 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-29037 |
| Primary APN | 07-29037 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,230 sqft Living Area |
| 1st Floor Area | 654 sqft |
| 2nd Floor Area | 576 sqft |
| Basement Area | 576 sqft |
| Year Built | Built 1929 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,300 sqft (0.19 acres) |
| Lot Dimensions | 207 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 49 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2409 LAMBERT DR |
|---|---|
| City | TOLEDO |
| State | OH |
| Zip | 43613-3405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10-RS6 |
| Legal Description | HOME ACRES 2ND LOT 46 |
| Legal Subdivision | HOME ACRES 2ND |
| Legal Tract | 62 |
| Legal Lot Number | 46 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | TOLEDO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 6200 |
2409 Lambert Dr is owned and occupied by an individual who bought it in January 2026.
Source: Lucas County records, as of February 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2409 LAMBERT DR, TOLEDO, OH 43613-3405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 15, 2026 | Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Sep 1, 2022 | Survivorship Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| May 9, 2018 | Warranty Deed, Transfer · FHA Mortgage EQUITY RSRCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2026 · Amount on File |
| Deed Sale | Jan 15, 2026 · Amount on File |
| Prior Sale | Sep 1, 2022 · Amount on File |
| Deed Document Number | 202601150002868 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Jan 15, 2026 |
| Property Address | 2409 LAMBERT DR, TOLEDO, OH 43613-3405 |
| Document Number | 0000002868 |
| Map Reference | VOL 35 PG 7 |
| Instrument Date | Jan 2, 2026 |
| Instrument | 202601150002868 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Title Company | LOUISVILLE TITLE AGENCY, LOUISVILLE TTL AGCY FOR N W |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2409 LAMBERT DR, TOLEDO, OH 43613-3405 |
| Document Number | 0000002869 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 202601150002869 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Sep 1, 2022 |
| Property Address | 2409 LAMBERT DR, TOLEDO, OH 43613-3405 |
| Document Number | 0000038927 |
| Map Reference | VOL 35 PG 7 |
| Instrument Date | Aug 29, 2022 |
| Instrument | 202209010038927 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2022 |
| Title Company | LOUISVILLE, LOUISVILLE TTL AGCY FOR NW O |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2409 LAMBERT DR, TOLEDO, OH 43613-3405 |
| Document Number | 0000038928 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 202209010038928 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | May 9, 2018 |
| Property Address | 2409 LAMBERT DR, TOLEDO, OH 43613-3405 |
| Document Number | 0000019760 |
| Instrument Date | May 4, 2018 |
| Instrument | 19760 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2409 LAMBERT DR TOLEDO OH 436133405, TOLEDO, OH 43613-3405 |
| Document Number | 19761 |
|---|---|
| Date | May 9, 2018 |
| Instrument | 19761 |
| Name | EQUITY RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | NEWARK, OH 43055 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 8, 2048 |
The 2025 property tax bill for 2409 Lambert Dr was $2,478, up 5.6% from the year before.
Source: Lucas County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Toledo City |
| Unified School District | Toledo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,478.00 (+5.58%) | $41,265 (-) Land $6,195 Building $35,070 | |
| 2024 | $2,347.00 (+8.16%) | $41,265 (+19.45%) Land $6,195 Building $35,070 | $117,900 Land $17,700 Building $100,200 |
| 2023 | $2,170.00 (-0.28%) | $34,545 (-) Land $5,740 Building $28,805 | |
| 2022 | $2,176.00 Homeowner's exemption | $34,545 Land $5,740 Building $28,805 | |
| 2021 | $98,700 Land $16,400 Building $82,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2409 Lambert Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2409 Lambert Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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