2409 Highgate Dr, McKinney, TX 75070 Property Records

Collin County property record for 2409 Highgate Dr, McKinney, TX 75070

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,694 sqft · built 1999
Owner	2 Individual Names on File
Tax Bill	$10,899 (2024)
Deeds & Mortgages	Mar 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-3037-00F-0030-1`

Property Details

APN / Parcel Number

Primary APN	`R-3037-00F-0030-1`
Alternative APN	`2015012`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,694 sqft Living Area
Gross Area	4,294 sqft
2nd Floor Area	1,243 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Pool Area	550 sqft
Porch	Covered Porch
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2015012
Street Address	2409 HIGHGATE DR
City	MCKINNEY
State	TX
Zip	75070-4262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	ELDORADO ESTATES PHASE III (CMC), BLK F, LOT 3
Legal Subdivision	ELDORADO ESTATES PHASE III (CMC)
Legal Phase	3
Legal Block	F
Legal Lot Number	3
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	1
Census Block	1020
Census Tract	30606

Owner

2409 Highgate Dr is owned and occupied by two individuals who acquired it in July 2019.

Source: Collin County records, as of October 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2409 HIGHGATE DR, MCKINNEY, TX 75070-4262
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2020	Deed of Trust, Mortgage BRAZOS NAT'L BK
Jul 1, 2019	Warranty Deed, Transfer BRAZOS NAT'L BK
Oct 5, 2018	Warranty Deed, Transfer · VA Mortgage SUN WEST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019
Deed Sale	Jul 1, 2019
Prior Sale	Oct 5, 2018
Deed Document Number	20190701000763530
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2409 HIGHGATE DR, MCKINNEY, TX 75070-4262
Document Number	0000417560
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2409 HIGHGATE DR MCKINNEY TX 750704262, MCKINNEY, TX 75070-4262

Mortgage

Document Number	0000417560
Date	Mar 23, 2020
Instrument	417560

Lender

Name	BRAZOS NAT'L BK
Type	Bank
Address	DALLAS, TX 75207

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jul 1, 2019
Property Address	2409 HIGHGATE DR, MCKINNEY, TX 75070-4262
Document Number	0000763530
Instrument Date	Jun 27, 2019
Instrument	763530
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE/TX INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2409 HIGHGATE DR MCKINNEY TX 750704262, MCKINNEY, TX 75070-4262

Mortgage

Document Number	763540
Date	Jul 1, 2019
Instrument	763540

Lender

Name	BRAZOS NAT'L BK
Type	Bank
Address	DALLAS, TX 75207

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Oct 5, 2018
Property Address	2409 HIGHGATE DR, MCKINNEY, TX 75070-4262
Document Number	0001247410
Instrument Date	Oct 1, 2018
Instrument	1247410
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	R2409 HIGHGATE DR MCKINNEY TX 75070, MCKINNEY, TX 75070

Mortgage

Document Number	1247420
Date	Oct 5, 2018
Instrument	1247420

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2048

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$708,075 Land $170,000 Building $538,075	$708,075 Land $170,000 Building $538,075
2024	$10,899.00
2023		$700,081 Land $150,000 Building $550,081	$700,081 Land $150,000 Building $550,081
2022	$12,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2409 Highgate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2409 Highgate Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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