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2409 E Desert Cove Ave, Phoenix, AZ 85028 Property Records

Maricopa County property record for 2409 E Desert Cove Ave, Phoenix, AZ 85028

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,396 sqft · built 1973
Lot Size0.239 acres (10,416 sqft)
OwnerIndividual Name on File
Last Sale$630,000 (Feb 2022)
Tax Bill$3,378 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Apr 2017 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN166-30-123

Property Details

APN / Parcel Number

Primary APN166-30-123

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,396 sqft Living Area
Gross Area2,716 sqft
1st Floor Area2,396 sqft

Exterior

Year BuiltBuilt 1973
Exterior MaterialStucco
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area10,416 sqft (0.239 acres)
Parking Spaces2 Parking Spaces
Pool Area404 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address2409 E DESERT COVE AVE
CityPHOENIX
StateAZ
Zip85028-2521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionSHEA HEIGHTS
Legal Range03E
Legal Township03N
Legal Section23
Legal QuarterSW
Quarter-Quarter SectionNW
Legal SubdivisionSHEA HEIGHTS
Legal Lot Number119
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3012
Census Tract104802

Owner

2409 E Desert Cove Ave is owned and occupied by an individual who bought it in February 2022.

Source: Maricopa County records, as of November 20, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2409 E DESERT COVE AVE, PHOENIX, AZ 85028-2521
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2022Warranty Deed, Transfer · Conventional Mortgage
STARBOARD FINANCIAL MANAGEMENT LLC
Apr 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
SUBURBAN MORTGAGE INC
Apr 20, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Mar 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2022 · Amount on File
Deed SaleFeb 3, 2022 · Amount on File
Prior SaleApr 20, 2020
Deed Document Number20220105911
Record UpdatedJun 8, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateFeb 3, 2022
Property Address2409 E DESERT COVE AVE, PHOENIX, AZ 85028-2521
Document Number0000105911
Map ReferenceMB 139 PG 14
Instrument DateJan 31, 2022
Instrument20220105911
Transaction TypeTransfer
Record UpdatedMar 5, 2024
Title CompanyNORTH SCOTTSDALE TITLE AGENCY, NORTH SCOTTSDALE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1344 E BEAVER FLAT WAY, PAYSON, AZ 85541-6099

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2409 E DESERT COVE AVE, PHOENIX, AZ 85028-2521

Mortgage

Document Number0000105912
DateFeb 3, 2022
Instrument20220105912
Lender
NameSTARBOARD FINANCIAL MANAGEMENT LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2409 E DESERT COVE AVE, PHOENIX, AZ 85028-2521
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyDHI TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000251839
DateApr 10, 2017
Instrument2017-0251839
Lender
NameSUBURBAN MORTGAGE INC
TypeMortgage Company
AddressPHOENIX, AZ 85020
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2047

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateApr 20, 2020
Property Address2409 E DESERT COVE AVE, PHOENIX, AZ 85028-2521
Document Number0000336215
Instrument DateApr 14, 2020
Instrument336215
Transaction TypeTransfer
Record UpdatedApr 29, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2409 E DESERT COVE AVE PHOENIX AZ 850282521, PHOENIX, AZ 85028-2521

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2409 E DESERT COVE AVE, PHOENIX, AZ 85028-2521
Document Number0000205924
Instrument DateMar 5, 2020
Transaction TypeMortgage
Record UpdatedMar 19, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2409 E DESERT COVE AVE PHOENIX AZ 850282521, PHOENIX, AZ 85028-2521

Mortgage

Document Number0000205924
DateMar 10, 2020
Instrument205924
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2409 E Desert Cove Ave was $3,378.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$63,180$631,800 Land $126,300 Building $505,500
2025$3,378.00
2024$58,560$585,600 Land $117,100 Building $468,500
2023$2,725.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2409 E Desert Cove Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2409 E Desert Cove Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20

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