2409 Cutting St, Walnut Creek, CA 94596 Property Records

Contra Costa County property record for 2409 Cutting St, Walnut Creek, CA 94596

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,168 sqft · built 1971
Lot Size	0.311 acres (13,563 sqft)
Owner	2 Individual Names on File
Last Sale	$1,170,000 (Jun 2019)
Tax Bill	$15,094 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`187-383-002-8`

Property Details

APN / Parcel Number

Primary APN	`187-383-002-8`
Alternative APN	`187-383-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,168 sqft Living Area
1st Floor Area	2,168 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Cluster
Lot Area	13,563 sqft (0.311 acres)
Garage Type	Attached
Garage Area	601 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2409 CUTTING ST
City	WALNUT CREEK
State	CA
Zip	94596-6507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	TRACT 3972 LOT 27 EX MR
Legal Subdivision	SUBDIVISION 3972
Legal Tract	3972
Legal Lot Number	27
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1014
Census Tract	346101

Owner

2409 Cutting St is owned and occupied by two individuals who bought it in June 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2409 CUTTING ST, WALNUT CREEK, CA 94596-6507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jun 27, 2019	Grant Deed, Transfer · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC
May 31, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
May 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2019 · Amount on File
Deed Sale	Jun 27, 2019 · Amount on File
Deed Document Number	201998442
Prior Transfer Date	May 8, 2017
Prior Transfer Doc	0000088157
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2409 CUTTING ST, WALNUT CREEK, CA 94596-6507
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2409 CUTTING ST, WALNUT CREEK, CA 94596-6507

Mortgage

Document Number	0000181524
Date	Jun 24, 2021
Instrument	2021-181524

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 27, 2019
Property Address	2409 CUTTING ST, WALNUT CREEK, CA 94596-6507
Document Number	0000098442
Map Reference	MB 132 PG 13
Instrument Date	Jun 18, 2019
Instrument	2019-098442
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2409 CUTTING ST, WALNUT CREEK, CA 94596-6507

Mortgage

Document Number	0000098443
Date	Jun 27, 2019
Instrument	2019-098443

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

May 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	May 31, 2019
Property Address	2409 CUTTING ST, WALNUT CREEK, CA 94596-6507
Document Number	0000080569
Instrument Date	May 21, 2019
Instrument	80569
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	771 CANTERBURY AVE LIVERMORE CA 945506225, LIVERMORE, CA 94550-6225

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 22, 2017
Property Address	2409 CUTTING ST, WALNUT CREEK, CA 94596-6507
Document Number	0000088157
Instrument Date	May 8, 2017
Instrument	88157
Transaction Type	Transfer
Record Updated	Jun 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2409 CUTTING ST WALNUT CREEK CA 945966507, WALNUT CREEK, CA 94596-6507

Tax Assessment & Valuation

The 2025 property tax bill for 2409 Cutting St was $15,094.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Walnut Creek City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,331,255 (+2%) Land $989,908 Building $341,347
2025	$15,094.00	$1,305,153 Land $970,499 Building $334,654
2023	$14,558.00 (+0.75%)	$1,254,474 Land $932,814 Building $321,660
2022	$14,450.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2409 Cutting St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2409 Cutting St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Etheric Networks, T-Mobile.

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