2409 Cliff Rd, Upland, CA 91784 Property Records

San Bernardino County property record for 2409 Cliff Rd, Upland, CA 91784 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 6,078 sqft · built 2015
Lot Size	0.364 acres (15,869 sqft)
Owner	2 Individual Names on File
Last Sale	$3,450,000 (Jun 2025)
Tax Bill	$26,877 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1003-091-48-0000`

Property Details

APN / Parcel Number

Primary APN	`1003-091-48-0000`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	6,078 sqft Living Area
Gross Area	6,943 sqft
1st Floor Area	3,813 sqft
2nd Floor Area	2,265 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	15,869 sqft (0.364 acres)
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	865 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	688 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2409 CLIFF RD
City	UPLAND
State	CA
Zip	91784-8302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 10872 LOT 3
Legal Tract	10872
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1001
Census Tract	804

Owner

Source: San Bernardino County records · APN 1003-091-48-0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2409 CLIFF RD, UPLAND, CA 91784-8302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2018	Deed of Trust, Mortgage · ARM LENDUS LLC
Jul 25, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Sep 08, 2017	Grant Deed, Transfer · ARM BANC OF CALIFORNIA NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 11, 2025 · Amount on Record
Deed Sale	Jun 11, 2025 · Amount on Record
Prior Sale	Sep 08, 2017 · Amount on Record
Deed Document Number	2025134574
Prior Transfer Date	Dec 05, 2005
Prior Transfer Doc	0000942718
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2409 CLIFF RD, UPLAND, CA 91784-8302
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ENTITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090595
Date	Mar 14, 2018
Instrument	2018-0090595

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Apr 01, 2023
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6%
Index	1-Year LIBOR
Margin	3
Max Rate	10%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2409 CLIFF RD, UPLAND, CA 91784-8302
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000269571
Date	Jul 25, 2018
Instrument	2018-0269571

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 08, 2017
Property Address	2409 CLIFF RD, UPLAND, CA 91784-8302
Document Number	0000372058
Map Reference	MB181 PG24-26
Instrument Date	Jul 26, 2017
Instrument	2017-0372058
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2409 CLIFF RD, UPLAND, CA 91784-8302

Mortgage

Document Number	0000372059
Date	Sep 08, 2017
Instrument	2017-0372059

Lender

Name	BANC OF CALIFORNIA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 01, 2022
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Margin	3
Max Rate	10.2%

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$3,519,000 (+41.22%) Land $879,750 Building $2,639,250
2025	$26,877.00 (+4.82%) Homeowner's exemption	$2,491,848 (+4.04%) Land $872,148 Building $1,619,700
2023	$25,640.00 (+2.18%) Homeowner's exemption	$2,395,086 Land $838,281 Building $1,556,805
2022	$25,092.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060710008041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1983–1993)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Feb 1993, rainfall accumulation, Severe Winter Storm, Mud & Land Slides, & Flooding

Wildfire

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	About 1 in 356 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 330 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Cliff Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures