2409 Cavalla Loop, Pensacola, FL 32526 Property Records

Escambia County property record for 2409 Cavalla Loop, Pensacola, FL 32526

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,257 sqft · built 1978
Lot Size0.344 acres (14,985 sqft)
Owner2 Individual Names on Record
Last Sale$179,900 (Mar 2019)
Tax Bill$766 (2024)
Deeds & MortgagesNov 2021 Reverse Mortgage
Aug 2019 Reverse Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN43-1S-30-1000-021-002

Property Details

APN / Parcel Number

Primary APN43-1S-30-1000-021-002
Alternative APNs
  • 041334534
  • 41334534

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,257 sqft Adjusted Area
1st Floor Area1,671 sqft
SunroomSunroom
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area14,985 sqft (0.344 acres)
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area285 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number41334534
Old Parcel Number041334534
Street Address2409 CAVALLA LOOP
CityPENSACOLA
StateFL
Zip32526-1542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal DescriptionLT 21 BLK B SOUTH GULF MANOR UNIT 1 PB 10 P 4 OR 8058 P 1276
Legal Range30W
Legal Township01S
Legal Section43
Legal SubdivisionSOUTH GULF MANOR UNIT #1
Legal BlockB
Legal Lot Number21
Legal Unit1
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group1
Census Block1001
Census Tract3310

Owner

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2409 CAVALLA LOOP, PENSACOLA, FL 32526-1542
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2021Deed of Trust, Mortgage · Reverse Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 8, 2019Deed of Trust, Mortgage · Reverse Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 2, 2019Deed of Trust, Mortgage · FHA Mortgage
FEDERAL HSNG COMMISSIONER
Mar 8, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 8, 2019 · Amount on Record
Deed SaleMar 8, 2019 · Amount on Record
Deed Document Number0080581276
Deed Book / Page8058 / 1276
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address2409 CAVALLA LOOP, PENSACOLA, FL 32526-1542
Transaction TypeMortgage
Record UpdatedDec 3, 2021
Title CompanyFC TITLE, FNC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2409 CAVALLA LOOP, PENSACOLA, FL 32526-1542

Mortgage

Document Number0086650535
DateNov 18, 2021
Book Page8665/535
Instrument2021126925
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressMADISON, WI 53718
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate2.64%
Type Change DateJan 1, 2022
IndexOther

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address2409 CAVALLA LOOP, PENSACOLA, FL 32526-1542
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0081430866
DateAug 8, 2019
Book Page8143/0866
Instrument2019068918
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.57%
Type Change DateSep 1, 2020
Change FrequencyAnnually
Index1-Year LIBOR

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address2409 CAVALLA LOOP, PENSACOLA, FL 32526-1542
Document Number0081430882
Instrument DateAug 2, 2019
Transaction TypeMortgage
Record UpdatedAug 22, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2409 CAVALLA LOOP PENSACOLA FL 325261542, PENSACOLA, FL 32526-1542

Mortgage

Document Number0081430882
DateAug 8, 2019
Book Page008143/000882
Instrument68919
Lender
NameFEDERAL HSNG COMMISSIONER
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term996 Months
Interest
Rate TypeAdjustable Rate
Rate4.57%

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateMar 8, 2019
Property Address2409 CAVALLA LOOP, PENSACOLA, FL 32526-1542
Document Number0080581276
Book / Page008058 / 001276
Instrument DateMar 8, 2019
Instrument21026
Transaction TypeTransfer
Record UpdatedMar 21, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,259.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2409 CAVALLA LOOP PENSACOLA FL 325261542, PENSACOLA, FL 32526-1542

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$90,194 (+5.99%)$235,169 (+9.75%) Land $45,000 Building $190,169
2024$766.00 (+2.27%)
2023$749.00 (+3.45%) Homeowner's exemption$85,100 (+3%)$214,284 (+21.52%) Land $35,000 Building $179,284
2022$724.00 Homeowner's exemption$82,622$176,341 Land $30,000 Building $146,341

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims3 (2014–2020)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber in parts of the area
100 / 20

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