Osceola County property record for 2409 Bulrush Dr, Saint Cloud, FL 34769 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2020 |
| Square Footage | 1,759 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $267,772 (2021) |
| Tax Bill | $3,803.00 (2025) |
| Primary APN | 11-26-30-0107-0001-0030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,759 sqft Living Area |
| Gross Area | 2,194 sqft Gross Area |
| 1st Floor | 1,759 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached Garage |
| Garage Area | 399 sqft Garage |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2409 BULRUSH DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6415 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK CROSSINGS PB 27 PGS 135-136 LOT 3 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 11 |
| Legal Subdivision | CANOE CREEK CROSSINGS |
| Legal Lot Number | 3 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2057 |
| Census Tract | 43303 |
Source: Osceola County records · APN 11-26-30-0107-0001-0030
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2409 BULRUSH DR, SAINT CLOUD, FL 34769-6415 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Nov 29, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Jan 05, 2021 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage KBHS HOME LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 05, 2021 · Amount on Record |
| Deed Sale | Jan 05, 2021 · Amount on Record |
| Deed Doc Number | 20211259 |
| Deed Book / Page | 5865 / 14 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 22, 2026 |
| Property Address | 2409 BULRUSH DR, SAINT CLOUD, FL 34769-6415 |
| Document Number | 0069911154 |
| Book / Page | 6991 / 1154 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202681390 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FREEDOM MORTGAGE |
| Name | Verified Name |
|---|---|
| Address | 2409 BULRUSH DR, SAINT CLOUD, FL 34769-6415 |
| Document Number | 0000081390, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 6991/1154 |
| Instrument | 202681390 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 295 Months |
| Due | Jan 01, 2051 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2409 BULRUSH DR, SAINT CLOUD, FL 34769-6415 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2409 BULRUSH DR, SAINT CLOUD, FL 34769-6415 |
| Document Number | 0065111689 |
|---|---|
| Date | Nov 29, 2023 |
| Book Page | 6511/1689 |
| Instrument | 2023156102 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Jan 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 05, 2021 |
| Property Address | 2409 BULRUSH DR, SAINT CLOUD, FL 34769-6415 |
| Document Number | 0058650014 |
| Book / Page | 5865 / 14 |
| Map Reference | MB 27 PG 135&136 |
| Instrument Date | Dec 31, 2020 |
| Instrument | 2021001259 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,874.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9102 SOUTHPARK CENTER LOOP STE 100, 9102, ORLANDO, FL 32819-8626 |
| Name | Verified Name |
|---|---|
| Address | 2409 BULRUSH DR, SAINT CLOUD, FL 34769-6415 |
| Document Number | 0000586516 |
|---|---|
| Date | Jan 05, 2021 |
| Instrument | 5865/16 |
| Name | KBHS HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,803.00 (+6.23%) Homeowner's exemption | $255,353 (+5.99%) | $315,900 (+11.43%) Land $65,000 Building $250,900 |
| 2023 | $3,580.00 (+3.59%) Homeowner's exemption | $240,930 (+3%) | $283,500 (+14.27%) Land $48,000 Building $235,500 |
| 2022 | $3,456.00 Homeowner's exemption | $233,913 | $248,100 Land $48,000 Building $200,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 524 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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