2409 Alegria St, Laredo, TX 78046 Property Records

Webb County property record for 2409 Alegria St, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,650 sqft · built 2006
Lot Size	0.097 acres (4,221 sqft)
Owner	Individual Name on Record
Last Sale	$87,500 (Feb 2021)
Tax Bill	$984 (2025)
Deeds & Mortgages	Sep 2025 Construction Loan Aug 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`950-20001-310`

Property Details

APN / Parcel Number

Primary APN	`950-20001-310`
Alternative APN	`318801`

Interior

Stories	2 Stories
Building Area	1,650 sqft Living Area
Gross Area	1,902 sqft
1st Floor Area	720 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,221 sqft (0.097 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	188 sqft

Location & Zoning

Street Address	2409 ALEGRIA ST
City	LAREDO
State	TX
Zip	78046-5706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOMAS DEL SUR, BLOCK 1, LOT 31, UNIT I
Legal Subdivision	LOMAS DEL SUR
Legal Block	1
Legal Lot Number	31
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1024
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2409 ALEGRIA ST, LAREDO, TX 78046-5706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Construction Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Aug 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
May 16, 2018	Vendor's Lien, Transfer · FHA Mortgage SOUTHWEST FUNDING LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2021 · Amount on Record
Deed Sale	Feb 19, 2021 · Amount on Record
Prior Sale	May 16, 2018 · Amount on Record
Deed Document Number	20211419090
Deed Book / Page	4959 / 520
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	2409 ALEGRIA ST, LAREDO, TX 78046-5706
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2409 ALEGRIA ST, LAREDO, TX 78046-5706

Mortgage

Document Number	005909/697
Date	Sep 23, 2025
Book Page	5909/697
Instrument	1568566

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	273 Months
Due	Jun 1, 2048

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	2409 ALEGRIA ST, LAREDO, TX 78046-5706
Transaction Type	Mortgage
Record Updated	Aug 24, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2409 ALEGRIA ST, LAREDO, TX 78046-5706

Mortgage

Document Number	005513/164
Date	Aug 10, 2023
Book Page	5513/164
Instrument	1507468

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Jun 1, 2048

May 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 16, 2018
Property Address	2409 ALEGRIA ST, LAREDO, TX 78046-5706
Document Number	004418/293
Book / Page	4418 / 293
Map Reference	VOL 25 PG 168
Instrument Date	May 14, 2018
Instrument	1329105
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2409 ALEGRIA ST, LAREDO, TX 78046-5706

Mortgage

Document Number	0001329106
Date	May 16, 2018
Instrument	1329106

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,076 (-0.71%) Land $46,938 Building $146,138	$193,076 (-0.71%) Land $46,938 Building $146,138
2025	$984.00 (-15.68%) Homeowner's exemption	$194,451 (+7.82%) Land $46,938 Building $147,513	$194,451 (+7.82%) Land $46,938 Building $147,513
2024	$1,167.00 (+7.56%)
2023		$180,346 Land $27,394 Building $152,952	$180,346 Land $27,394 Building $152,952
2022	$1,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon.

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