Orange County property record for 24081 Carmel Dr, Lake Forest, CA 92630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,917 sqft · built 1971 |
| Lot Size | 0.117 acres (5,112 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,127 (2025) |
| Deeds & Mortgages | Apr 2022 Reverse Mortgage Dec 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 617-344-37 |
| Primary APN | 617-344-37 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,917 sqft Living Area |
| Gross Area | 2,377 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 5,112 sqft (0.117 acres) |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 24081 CARMEL DR |
|---|---|
| City | LAKE FOREST |
| State | CA |
| Zip | 92630-2809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | N TR 6943 BLK LOT 43 |
| Legal Tract | 6943 |
| Legal Lot Number | 43 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | IRVINE-LAKE FOREST |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 52410 |
24081 Carmel Dr is owner-occupied and held in a trust since March 2022.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 24081 CARMEL DR, LAKE FOREST, CA 92630-2809 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2022 | Intrafamily Transfer, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Dec 3, 2019 | Affidavit of Death, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 13, 2022 |
| Transfer Doc | 0000132043 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 6, 2022 |
| Property Address | 24081 CARMEL DR, LAKE FOREST, CA 92630-2809 |
| Document Number | 0000132043 |
| Map Reference | MB 288 PG 24-26 |
| Instrument Date | Mar 13, 2022 |
| Instrument | 2022000132043 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FNC TITLE OF CALIFORNIA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 24081 CARMEL DR, LAKE FOREST, CA 92630-2809 |
| Document Number | 0000132044 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | 2022000132044 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.8% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 8.8% |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Dec 3, 2019 |
| Property Address | 24081 CARMEL DR, LAKE FOREST, CA 92630-2809 |
| Document Number | 0000502262 |
| Instrument Date | Nov 8, 2019 |
| Instrument | 502262 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 24081 CARMEL DR LAKE FOREST CA 926302809, LAKE FOREST, CA 92630-2809 |
The 2025 property tax bill for 24081 Carmel Dr was $3,127 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Lake Forest City |
| Unified School District | Saddleback Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $312,846 (+2%) Land $110,797 Building $202,049 | |
| 2025 | $3,127.00 Homeowner's exemption | $306,712 Land $108,624 Building $198,088 |
| 2023 | $2,996.00 (+1.87%) Homeowner's exemption | $294,803 Land $104,406 Building $190,397 |
| 2022 | $2,941.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 24081 Carmel Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 24081 Carmel Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Cityside Fiber, GeoLinks, Verizon.
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