2408 Wagon Rd, Panora, IA 50216 Property Records

Guthrie County property record for 2408 Wagon Rd, Panora, IA 50216

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,728 sqft · built 2005
Lot Size	20.8 acres (908,662 sqft)
Owner	Individual Name on File
Tax Bill	$5,722 (2024)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000499801`

Property Details

APN / Parcel Number

Primary APN	`0000499801`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
Basement Area	1,728 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	908,662 sqft (20.8 acres)
Garage Type	Mixed
Garage Area	864 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	90 sqft
Deck Area	224 sqft
Patio Area	301 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Geothermal

Location & Zoning

Street Address	2408 WAGON RD
City	PANORA
State	IA
Zip	50216-8681
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	16 79 30 PARCEL A NW NW (EX ROAD ROW)
Jurisdiction	GUTHRIE IA
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2081
Census Tract	950100

Owner

Source: Guthrie County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2408 WAGON RD, PANORA, IA 50216-8681
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 22, 2024
Deed Sale	Oct 22, 2024
Deed Document Number	2024-2378
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	2408 WAGON RD, PANORA, IA 50216-8681
Transaction Type	Mortgage
Record Updated	Jul 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020210974
Date	Apr 2, 2021
Instrument	2021-0974

Lender

Name	GUTHRIE COUNTY SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Guthrie County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Unified School District	Panorama Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$469,200 (+13.64%) Land $23,500 Building $445,700	$469,200 (+13.64%) Land $23,500 Building $445,700
2024	$5,722.00 (-13.93%)
2023		$412,900 (+18.04%) Land $17,700 Building $395,200	$412,900 (+18.04%) Land $17,700 Building $395,200
2022	$6,648.00 Homeowner's exemption Additional exemption filed	$349,800 Land $13,100 Building $336,700
2021			$349,800 Land $13,100 Building $336,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Iowa
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA RWD (DES MOINES) private · serves 12,860 people · EPA ID IA2573701
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Panora Communications Cooperative Fiber	1,000 / 300

May also be available: T-Mobile USA.

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