2408 Umstead Rd, Durham, NC 27712 Property Records

Durham County property record for 2408 Umstead Rd, Durham, NC 27712

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,680 sqft · built 1979
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Aug 2025)
Tax Bill	$2,540 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0814-16-4832`

Property Details

APN / Parcel Number

Primary APN	`0814-16-4832`
Alternative APNs	`0814-16-48-3299` `081401164833` `181957`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,680 sqft Heated Area
1st Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	215 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2408 UMSTEAD RD
City	DURHAM
State	NC
Zip	27712-1954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	WILLOWHAVEN/BLK:R/LT#02 PL:000034-000076
Legal Subdivision	WILLOWHAVEN BLK O-P-Q-R-U
Legal Block	R
Legal Lot Number	2
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	1
Census Block	1016
Census Tract	1604

Owner

Source: Durham County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2408 UMSTEAD RD, DURHAM, NC 27712-1954
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 6, 2025	Intrafamily Transfer, Transfer
Sep 24, 2020	Warranty Deed, Transfer · FHA Mortgage VICTORIAN FINANCE LLC
Feb 9, 2017	Deed of Trust, Mortgage · VA Mortgage HOMESIDE FIN'L
Feb 9, 2017	Warranty Deed, Transfer · VA Mortgage HOMESIDE FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2025 · Amount on Record
Deed Sale	Aug 19, 2025 · Amount on Record
Prior Sale	Sep 24, 2020 · Amount on Record
Deed Document Number	2025144470
Deed Book / Page	10367 / 891
Prior Transfer Date	Jun 20, 2024
Prior Transfer Doc	0101370959
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	2408 UMSTEAD RD, DURHAM, NC 27712-1954
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2408 UMSTEAD RD, DURHAM, NC 27712-1954

Mortgage

Document Number	0104610867
Date	Jan 13, 2026
Book Page	10461/867
Instrument	2026160515

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DURHAM NC
Recording Date	Nov 6, 2025
Property Address	2408 UMSTEAD RD, DURHAM, NC 27712-1954
Document Number	0104190673
Book / Page	10419 / 673
Map Reference	MB 34 PG 76
Instrument Date	Nov 5, 2025
Instrument	2025153355
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2408 UMSTEAD RD, DURHAM, NC 27712-1954

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2408 UMSTEAD RD, DURHAM, NC 27712-1954

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Sep 24, 2020
Property Address	2408 UMSTEAD RD, DURHAM, NC 27712-1954
Document Number	0090780094
Book / Page	9078 / 94
Map Reference	MB 34 PG 76
Instrument Date	Sep 3, 2020
Instrument	2020040556
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12986 SWEETWATER TRAIL, 12986, GADSDEN, AL 35903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2408 UMSTEAD RD, DURHAM, NC 27712-1954

Mortgage

Document Number	2020040557
Date	Sep 24, 2020
Instrument	2020040557

Lender

Name	VICTORIAN FINANCE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	2408 UMSTEAD RD, DURHAM, NC 27712-1954
Document Number	0081360279
Instrument Date	Feb 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	TRYON TITLE AGENCY LLC, TRYON TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2408 UMSTEAD RD DURHAM NC 277121954, DURHAM, NC 27712-1954

Mortgage

Document Number	0081360279
Date	Mar 3, 2017
Book Page	008136/000279
Instrument	7216

Lender

Name	HOMESIDE FIN'L
Address	COLUMBIA, MD 21044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2047

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Feb 9, 2017
Property Address	2408 UMSTEAD RD, DURHAM, NC 27712-1954
Document Number	0081220391
Book / Page	8122 / 391
Instrument Date	Feb 7, 2017
Instrument	2017004456
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2408 UMSTEAD RD, DURHAM, NC 27712-1954

Mortgage

Document Number	0081220394
Date	Feb 9, 2017
Book Page	8122/394
Instrument	2017004457

Lender

Name	HOMESIDE FINANCIAL
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,540.00 (+23.9%)	$350,366 (+69.13%) Land $111,750 Building $238,616	$350,366 (+69.13%) Land $111,750 Building $238,616
2023	$2,050.00 (+4.17%)	$207,152 Land $52,010 Building $155,142	$207,152 Land $52,010 Building $155,142
2022	$1,968.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2018–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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