2408 Towery Trl, Lutz, FL 33549 Property Records

Hillsborough County property record for 2408 Towery Trl, Lutz, FL 33549

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,172 sqft · built 1985
Lot Size	0.172 acres (7,493 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Aug 2007)
Tax Bill	$1,443 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`034679-3066`

Property Details

APN / Parcel Number

Primary APN	`034679-3066`
Alternative APN	`U3227191D6000002000180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,172 sqft Living Area
Gross Area	1,532 sqft
1st Floor Area	1,172 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Architectural Style	Mansion
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,493 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	15 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0346793066
Street Address	2408 TOWERY TRL
City	LUTZ
State	FL
Zip	33549-3779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-6
Legal Description	SILVER FORREST LOT 18 BLOCK 2
Legal Range	19E
Legal Township	27S
Legal Section	32
Legal Subdivision	SILVER FORREST
Legal Tract	1D6
Legal Block	2
Legal Lot Number	18
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	1
Census Block	1002
Census Tract	11003

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2408 TOWERY TRL, LUTZ, FL 33549-3779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2007 · Amount on Record
Deed Sale	Aug 27, 2007 · Amount on Record
Deed Document Number	2007377242
Deed Book / Page	18061 / 1054
Prior Transfer Date	Aug 14, 2007
Prior Transfer Doc	0000377242
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2408 TOWERY TRL, LUTZ, FL 33549-3779
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2408 TOWERY TRL, LUTZ, FL 33549-3779

Mortgage

Document Number	2021486024
Date	Sep 27, 2021
Instrument	2021486024

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,787 (+2.7%)	$206,805 (-1.99%) Land $64,890 Building $141,915
2025	$1,443.00 (+17.51%) Homeowner's exemption	$82,558 (+5.99%)	$211,010 (+6.5%) Land $64,890 Building $146,120
2023	$1,228.00 (+11.94%) Homeowner's exemption	$77,894 (+3%)	$198,137 (+1.57%) Land $57,680 Building $140,457
2022	$1,097.00 Homeowner's exemption	$75,625	$195,066 Land $50,470 Building $144,596

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1997–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20