2408 Todd Railroad Grade Rd, Todd, NC 28684 Property Records

Ashe County property record for 2408 Todd Railroad Grade Rd, Todd, NC 28684

Property Summary

Property Type	Manufactured or Modular Home
Details	1,508 sqft · built 1995
Lot Size	0.783 acres (34,107 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Dec 2022)
Tax Bill	$1,446 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04163-040-001A`

Property Details

APN / Parcel Number

Primary APN	`04163-040-001A`
Alternative APNs	`042933947967` `109533` `113496`

Interior

Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,508 sqft Heated Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Architectural Style	Modular
Lot Area	34,107 sqft (0.783 acres)

Location & Zoning

Account Number	113496
Old Parcel Number	04163040001A
Street Address	2408 TODD RAILROAD GRADE RD
City	TODD
State	NC
Zip	28684
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	.783 A (PT LOT 1)
Legal Lot Number	1
Jurisdiction	ASHE NC
Township / Civil Division	ELK
Census Block Group	4
Census Block	4022
Census Tract	970701

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6 OAKCLIFFE CT, GREENSBORO, NC 27406-9306
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Oct 16, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2022 · Amount on Record
Deed Sale	Dec 14, 2022 · Amount on Record
Prior Sale	Oct 16, 2020 · Amount on Record
Deed Document Number	20226549
Deed Book / Page	548 / 1338
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Dec 14, 2022
Property Address	2408 TODD RAILROAD GRADE RD, TODD, NC 28684
Document Number	00548/1338
Book / Page	548 / 1338
Map Reference	MB 5 PG 539
Instrument Date	Dec 8, 2022
Instrument	6549
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 SYCAMORE COMMONS LN, ADVANCE, NC 27006-7480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 OAKCLIFFE CT, GREENSBORO, NC 27406-9306

Mortgage

Document Number	0000006550
Date	Dec 14, 2022
Instrument	6550

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Oct 16, 2020
Property Address	2408 TODD RAILROAD GRADE RD, TODD, NC 28684
Document Number	00518/1003
Book / Page	518 / 1003
Map Reference	MB 5 PG 539
Instrument Date	Oct 12, 2020
Instrument	5301
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1044 SNOW CREEK RD, STATESVILLE, NC 28625-2196

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SYCAMORE COMMONS LN, ADVANCE, NC 27006-7480

Mortgage

Document Number	0000005302
Date	Oct 16, 2020
Instrument	5302

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,446.00	$270,800 (-) Land $23,700 Building $247,100	$270,800 (-) Land $23,700 Building $247,100
2025	$1,446.00 (+3.95%)	$270,800 (-) Land $23,700 Building $247,100	$270,800 (-) Land $23,700 Building $247,100
2023	$1,391.00 (+42.67%)	$270,800 (+93.57%) Land $23,700 Building $247,100	$270,800 (+93.57%) Land $23,700 Building $247,100
2022	$975.00	$139,900 Land $25,000 Building $114,900	$139,900 Land $25,000 Building $114,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (2024)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Todd Railroad Grade Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures