Virginia Beach City property record for 2408 Stumpy Lake Ct, Virginia Beach, VA 23456
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,301 sqft · built 2007 |
| Lot Size | 0.148 acres (6,440 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $545,000 (Jul 2025) |
| Tax Bill | $4,727 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2025 Sale & Mortgage |
| APN | 1474-38-5486 |
| Primary APN | 1474-38-5486 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,301 sqft Living Area |
| Gross Area | 2,721 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,440 sqft (0.148 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Deck Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Old Parcel Number | 1474-38-5486 |
|---|---|
| Street Address | 2408 STUMPY LAKE CT |
| City | VIRGINIA BCH |
| State | VA |
| Zip | 23456-1526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH2 |
| Legal Description | THE ORCHARD AT GLENWOOD SEC ONE LOT 7 |
| Legal Subdivision | THE ORCHARD AT GLENWOOD |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Township / Civil Division | VIRGINIA BEACH |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 46216 |
2408 Stumpy Lake Ct is owned and occupied by two individuals who bought it in July 2025.
Source: Virginia Beach City records, as of March 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2408 STUMPY LAKE CT, VIRGINIA BEACH, VA 23456-1526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · VA Mortgage AFFINITY MORTGAGE LLC |
| Jul 17, 2025 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2025 · Amount on File |
| Deed Sale | Jul 17, 2025 · Amount on File |
| Prior Sale | Mar 2, 2015 · Amount on File |
| Deed Document Number | 202528167 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 2408 STUMPY LAKE CT, VIRGINIA BEACH, VA 23456-1526 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000004464 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 202103034464 |
| Name | AFFINITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LENEXA, KS 66215 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Recording Date | Jul 17, 2025 |
| Property Address | 2408 STUMPY LAKE CT, VIRGINIA BEACH, VA 23456-1526 |
| Document Number | 0000008167 |
| Map Reference | DOC20051215002012010 |
| Instrument Date | Jul 8, 2025 |
| Instrument | 202503028167 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $545.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2408 STUMPY LAKE CT, VIRGINIA BCH, VA 23456-1526 |
| Document Number | 0000008168 |
|---|---|
| Date | Jul 17, 2025 |
| Instrument | 202503028168 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
The 2025 property tax bill for 2408 Stumpy Lake Ct was $4,727, up 11.3% from the year before.
Source: Virginia Beach City assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Virginia Beach City |
| Unified School District | Virginia Beach City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,727.00 (+11.33%) | $487,400 Land $180,000 Building $307,400 | $487,400 Land $180,000 Building $307,400 |
| 2024 | $4,246.00 (+2.31%) | ||
| 2023 | $4,150.00 | $419,200 Land $144,000 Building $275,200 | $419,200 Land $144,000 Building $275,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2408 Stumpy Lake Ct; there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2408 Stumpy Lake Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900 |
|---|---|
| Water Source | Purchased surface water from CITY OF NORFOLK |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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