Macomb County property record for 2408 Otter St, Warren, MI 48092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,354 sqft · built 1968 |
| Lot Size | 0.627 acres (27,312 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Apr 2026) |
| Tax Bill | $9,625 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-13-06-377-002 |
| Primary APN | 12-13-06-377-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,354 sqft Living Area |
| 1st Floor Area | 1,514 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick |
| Lot Area | 27,312 sqft (0.627 acres) |
| Lot Dimensions | 300 ft deep x 91 ft wide |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 2408 OTTER ST |
|---|---|
| City | WARREN |
| State | MI |
| Zip | 48092-3749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-A |
| Legal Description | SUPERVISORS PLAT OF EYSTER HARTSIG DEQUINDRE FARMS W 91.0 FT OF LOT 30 L.23 P.19 |
| Legal Subdivision | SUPERVISORS PLAT |
| Legal Lot Number | 30 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | WARREN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 260800 |
2408 Otter St is owned and occupied by two individuals who bought it in April 2026.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3583 CHERRY CREEK LN, STERLING HEIGHTS, MI 48314-1032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Apr 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK |
| Apr 30, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on File |
| Deed Sale | Apr 17, 2026 · Amount on File |
| Prior Sale | Aug 23, 2024 · Amount on File |
| Deed Document Number | 202636918 |
| Deed Book / Page | 30619 / 359 |
| Prior Transfer Date | May 21, 2008 |
| Prior Transfer Doc | 0000125495 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Apr 15, 2026 |
| Property Address | 2408 OTTER ST, WARREN, MI 48092-3749 |
| Document Number | 0000036500 |
| Book / Page | 30617 / 128 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202636500 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000036500, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 30617/128 |
| Instrument | 202636500 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Apr 17, 2026 |
| Property Address | 2408 OTTER ST, WARREN, MI 48092-3749 |
| Document Number | 2600036918 |
| Book / Page | 30619 / 359 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202636918 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $312,696.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000036500, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 202636500 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Apr 30, 2021 |
| Property Address | 2408 OTTER ST, WARREN, MI 48092-3749 |
| Document Number | 2102170822 |
| Book / Page | 27658 / 17 |
| Map Reference | LB 23 PG 19 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 202102170822 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2408 OTTER ST, WARREN, MI 48092-3749 |
The 2025 property tax bill for 2408 Otter St was $9,625 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | Warren City |
| Unified School District | Warren Consolidated Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,020 (+2.31%) | $370,040 (+2.31%) | |
| 2025 | $9,625.00 Homeowner's exemption | $180,850 | $361,700 |
| 2023 | $153,310 | $306,620 | |
| 2022 | $3,771.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2408 Otter St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2408 Otter St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WARREN serves 134,056 people · EPA ID MI0006900 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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