2408 Lynhaven St, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 2408 Lynhaven St, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,341 sqft · built 1957
Lot Size	0.231 acres (10,068 sqft)
Owner	Individual Name on File
Last Sale	$800,000 (Nov 2022)
Tax Bill	$6,922 (2023)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`095-021-02`

Property Details

APN / Parcel Number

Primary APN	`095-021-02`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,341 sqft Heated Area
Gross Area	3,091 sqft
1st Floor Area	1,374 sqft
Upper Floors Area	576 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,068 sqft (0.231 acres)
Porch	Porch
Porch Area	276 sqft
Deck Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	095-021-02
Street Address	2408 LYNHAVEN ST
City	CHARLOTTE
State	NC
Zip	28205-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	P4 & 5 B8 M3-637
Legal Subdivision	SUMMIT HEIGHTS
Legal Block	8
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3013
Census Tract	1300

Owner

2408 Lynhaven St is owned and occupied by an individual who bought it in November 2022.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2408 LYNHAVEN ST, CHARLOTTE, NC 28205-2438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 9, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 18, 2019	Warranty Deed, Transfer · ARM FIRST REPUBLIC BANK
Aug 31, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2022 · Amount on File
Deed Sale	Nov 9, 2022 · Amount on File
Prior Sale	Apr 18, 2019 · Amount on File
Deed Document Number	0037765758
Deed Book / Page	37765 / 758
Record Updated	Jun 7, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2408 LYNHAVEN ST, CHARLOTTE, NC 28205-2438
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2408 LYNHAVEN ST, CHARLOTTE, NC 28205-2438

Mortgage

Document Number	0000123012
Date	Dec 2, 2025
Book Page	40041/236
Instrument	2025123012

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 9, 2022
Property Address	2408 LYNHAVEN ST, CHARLOTTE, NC 28205-2438
Document Number	0000152561
Book / Page	37765 / 758
Map Reference	MB 3 PG 637
Instrument Date	Nov 9, 2022
Instrument	2022152561
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	FORTIFIED TITLE, FORTIFIED TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2834 CHELSEA DR, CHARLOTTE, NC 28209-2104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2408 LYNHAVEN ST, CHARLOTTE, NC 28205-2438

Mortgage

Document Number	0000152562
Date	Nov 9, 2022
Instrument	2022152562

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 18, 2019
Property Address	2408 LYNHAVEN ST, CHARLOTTE, NC 28205-2438
Document Number	0000045530
Book / Page	33438 / 287
Map Reference	MB 3 PG 637
Instrument Date	Apr 18, 2019
Instrument	2019045530
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	GOLD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1911 TRUMAN RD, 1911, CHARLOTTE, NC 28205-3718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2408 LYNHAVEN ST, CHARLOTTE, NC 28205-2438

Mortgage

Document Number	0000045531
Date	Apr 18, 2019
Instrument	2019045531

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2408 LYNHAVEN ST, CHARLOTTE, NC 28205-2438
Document Number	0000114988
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Oct 2, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2908 LYNHAVEN ST CHARLOTTE NC 28205, CHARLOTTE, NC 28205

Mortgage

Document Number	0000114988
Date	Sep 11, 2018
Book Page	032967/000156
Instrument	114988

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 2408 Lynhaven St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2408 Lynhaven St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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