2408 Hemlock Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 2408 Hemlock Ave, Morro Bay, CA 93442 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 859 sqft · built 1962
Lot Size	0.064 acres (2,800 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (Apr 2018)
Tax Bill	$6,709 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`068-272-003`

Property Details

APN / Parcel Number

Primary APN	`068-272-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	859 sqft Living Area

Exterior

Year Built	Built 1962
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Lot Area	2,800 sqft (0.064 acres)
Lot Dimensions	70 ft deep x 40 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2408 HEMLOCK AVE
City	MORRO BAY
State	CA
Zip	93442-1744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CY MB MORRO DEL MAR SB 1 BL 3 LT 11
Legal Subdivision	MORRO DEL MAR 01
Legal Block	3
Legal Lot Number	11
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1006
Census Tract	10505

Owner

Source: San Luis Obispo County records · APN 068-272-003

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1442 8TH ST, LOS OSOS, CA 93402-1622
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 02, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Apr 05, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Apr 06, 2018	Grant Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 06, 2018 · Amount on Record
Deed Sale	Apr 06, 2018 · Amount on Record
Prior Sale	Feb 09, 2010 · Amount on Record
Deed Document Number	2018013881
Record Updated	Jun 07, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2408 HEMLOCK AVE, MORRO BAY, CA 93442-1744
Document Number	0000023326
Instrument Date	May 02, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2408 HEMLOCK AVE MORRO BAY CA 934421744, MORRO BAY, CA 93442-1744

Mortgage

Document Number	0000023326
Date	May 14, 2020
Instrument	23326

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2408 HEMLOCK AVE, MORRO BAY, CA 93442-1744
Document Number	0000005493
Instrument Date	Apr 05, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1552 VALENCIA NEWPORT BEACH CA 926603278, NEWPORT BEACH, CA 92660-3278

Mortgage

Document Number	0000005493
Date	Feb 15, 2019
Instrument	5493

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 06, 2018
Property Address	2408 HEMLOCK AVE, MORRO BAY, CA 93442-1744
Document Number	0000013881
Instrument Date	Mar 15, 2018
Instrument	13881
Transaction Type	Transfer
Record Updated	Apr 17, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$588.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2408 HEMLOCK AVE MORRO BAY CA 934421744, MORRO BAY, CA 93442-1744

Mortgage

Document Number	13882
Date	Apr 06, 2018
Instrument	13882

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 05, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,709.00 (+3.6%)	$608,734 (+4.04%) Land $455,130 Building $153,604
2023	$6,476.00 (+6.69%)	$585,098 Land $437,457 Building $147,641
2022	$6,070.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023, other causes, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 33% of California
Wildfire Likelihood	About 1 in 629 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 676 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Radiate Holdings	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Ranch WiFi	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Hemlock Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures