Manitowoc County property record for 2408 Elm Rd, Manitowoc, WI 54220
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Dec 2015) |
| Tax Bill | $4,233 (2025) |
| Deeds & Mortgages | Nov 2023 Second Mortgage Apr 2021 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-006-007-005.07 |
| Primary APN | 09-006-007-005.07 |
|---|---|
| Alternative APNs |
|
| Lot Area | 37,026 sqft (0.85 acres) |
|---|
| Street Address | 2408 ELM RD |
|---|---|
| City | MANITOWOC |
| State | WI |
| Zip | 54220-9570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 2980-275 PRT OF SW1/4 NW1/4 DAF: COM 495.15 N OF W1/4 COR S6 TH N89 DEGREE 13E 396 TO POB TH CONT N89 DEGREE 13E 132 TH N 165.25 TH S89 DEGREE 42W 132 TH S 165.2 TO POB ALSO COM 495.15 N OF W1/4 COR S6 TH N89 DEGREE 13E 264 TO POB TH CONT N89 DEGREE |
| Legal Range | 24E |
| Legal Township | 18N |
| Legal Section | 06 |
| Jurisdiction | MANITOWOC WI |
| Township / Civil Division | MANITOWOC |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 700 |
2408 Elm Rd is owned and occupied by an individual who bought it in December 2015.
Source: Manitowoc County records, as of June 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2408 ELM RD, MANITOWOC, WI 54220-9570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED CREDIT UNION |
| Apr 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITEDONE CU |
| May 14, 2020 | Deed of Trust, Mortgage · Conventional with PMI UNITEDONE CU |
| Dec 27, 2018 | Deed of Trust, Mortgage · Conventional with PMI UNITEDONE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2015 · Amount on File |
| Deed Sale | Dec 8, 2015 · Amount on File |
| Prior Sale | Sep 11, 2007 · Amount on File |
| Deed Document Number | 20151163071 |
| Prior Transfer Date | Nov 27, 2013 |
| Prior Transfer Doc | 0001138557 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 2408 ELM RD, MANITOWOC, WI 54220-9570 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0003593/61 |
|---|---|
| Date | Nov 29, 2023 |
| Book Page | 3593/61 |
| Instrument | 1267901 |
| Name | UNITED CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | MANITOWOC, WI 54220 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 2408 ELM RD, MANITOWOC, WI 54220-9570 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3396/462 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 3396/462 |
| Instrument | 1234647 |
| Name | UNITEDONE CU |
|---|---|
| Type | Credit Union |
| Address | MANITOWOC, WI 54220 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 14, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 2408 ELM RD, MANITOWOC, WI 54220-9570 |
| Document Number | 0001218894 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2408 ELM RD MANITOWOC WI 542209570, MANITOWOC, WI 54220-9570 |
| Document Number | 0001218894 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 003297/000310 |
| Instrument | 1218894 |
| Name | UNITEDONE CU |
|---|---|
| Type | Credit Union |
| Address | MANITOWOC, WI 54220 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 18, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 2408 ELM RD, MANITOWOC, WI 54220-9570 |
| Document Number | 0001201819 |
| Instrument Date | Dec 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2019 |
| Name | Verified Name |
|---|---|
| Address | 2408 ELM RD MANITOWOC WI 542209570, MANITOWOC, WI 54220-9570 |
| Document Number | 0001201819 |
|---|---|
| Date | Jan 4, 2019 |
| Book Page | 003194/000273 |
| Instrument | 1201819 |
| Name | UNITEDONE CU |
|---|---|
| Type | Credit Union |
| Address | MANITOWOC, WI 54220 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 3, 2049 |
The 2025 property tax bill for 2408 Elm Rd was $4,233 with exemptions applied.
Source: Manitowoc County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Manitowoc County |
| County Subdivision | Manitowoc Town |
| Unified School District | Manitowoc School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,233.00 Homeowner's exemption | $347,600 Land $28,200 Building $319,400 | $401,509 Land $32,574 Building $368,935 |
| 2023 | $3,301.00 (+16.44%) Homeowner's exemption | $188,100 (-) Land $21,200 Building $166,900 | $293,054 (+14.76%) Land $33,029 Building $260,025 |
| 2022 | $2,835.00 Homeowner's exemption | $188,100 Land $21,200 Building $166,900 | $255,369 Land $28,782 Building $226,587 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2408 Elm Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2408 Elm Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANITOWOC WATERWORKS serves 34,500 people · EPA ID WI4360364 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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