2408 Elm Rd, Manitowoc, WI 54220 Property Records

Manitowoc County property record for 2408 Elm Rd, Manitowoc, WI 54220

Property Summary

Property TypeSingle Family Home
Lot Size0.85 acres (37,026 sqft)
OwnerIndividual Name on File
Last Sale$100,000 (Dec 2015)
Tax Bill$4,233 (2025)
Deeds & MortgagesNov 2023 Second Mortgage
Apr 2021 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-006-007-005.07

Property Details

APN / Parcel Number

Primary APN09-006-007-005.07
Alternative APNs
  • 009-006-007-005.07
  • 900600700507

Exterior

Lot Area37,026 sqft (0.85 acres)

Location & Zoning

Street Address2408 ELM RD
CityMANITOWOC
StateWI
Zip54220-9570
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description2980-275 PRT OF SW1/4 NW1/4 DAF: COM 495.15 N OF W1/4 COR S6 TH N89 DEGREE 13E 396 TO POB TH CONT N89 DEGREE 13E 132 TH N 165.25 TH S89 DEGREE 42W 132 TH S 165.2 TO POB ALSO COM 495.15 N OF W1/4 COR S6 TH N89 DEGREE 13E 264 TO POB TH CONT N89 DEGREE
Legal Range24E
Legal Township18N
Legal Section06
JurisdictionMANITOWOC WI
Township / Civil DivisionMANITOWOC
Census Block Group2
Census Block2014
Census Tract700

Owner

2408 Elm Rd is owned and occupied by an individual who bought it in December 2015.

Source: Manitowoc County records, as of June 12, 2026

Owner of RecordIndividual Name on File
Mailing Address2408 ELM RD, MANITOWOC, WI 54220-9570
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
UNITED CREDIT UNION
Apr 21, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
UNITEDONE CU
May 14, 2020Deed of Trust, Mortgage · Conventional with PMI
UNITEDONE CU
Dec 27, 2018Deed of Trust, Mortgage · Conventional with PMI
UNITEDONE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2015 · Amount on File
Deed SaleDec 8, 2015 · Amount on File
Prior SaleSep 11, 2007 · Amount on File
Deed Document Number20151163071
Prior Transfer DateNov 27, 2013
Prior Transfer Doc0001138557
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANITOWOC WI
Property Address2408 ELM RD, MANITOWOC, WI 54220-9570
Transaction TypeMortgage
Record UpdatedJan 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003593/61
DateNov 29, 2023
Book Page3593/61
Instrument1267901
Lender
NameUNITED CREDIT UNION
TypeCredit Union
AddressMANITOWOC, WI 54220
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2038

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANITOWOC WI
Property Address2408 ELM RD, MANITOWOC, WI 54220-9570
Transaction TypeMortgage
Record UpdatedMay 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3396/462
DateApr 21, 2021
Book Page3396/462
Instrument1234647
Lender
NameUNITEDONE CU
TypeCredit Union
AddressMANITOWOC, WI 54220
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term360 Months
DueApr 14, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANITOWOC WI
Property Address2408 ELM RD, MANITOWOC, WI 54220-9570
Document Number0001218894
Instrument DateMay 14, 2020
Transaction TypeMortgage
Record UpdatedJul 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2408 ELM RD MANITOWOC WI 542209570, MANITOWOC, WI 54220-9570

Mortgage

Document Number0001218894
DateMay 19, 2020
Book Page003297/000310
Instrument1218894
Lender
NameUNITEDONE CU
TypeCredit Union
AddressMANITOWOC, WI 54220
Agreement
TypeConventional with PMI
AmountAmount on Record
Term240 Months
DueMay 18, 2040

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANITOWOC WI
Property Address2408 ELM RD, MANITOWOC, WI 54220-9570
Document Number0001201819
Instrument DateDec 27, 2018
Transaction TypeMortgage
Record UpdatedJan 18, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address2408 ELM RD MANITOWOC WI 542209570, MANITOWOC, WI 54220-9570

Mortgage

Document Number0001201819
DateJan 4, 2019
Book Page003194/000273
Instrument1201819
Lender
NameUNITEDONE CU
TypeCredit Union
AddressMANITOWOC, WI 54220
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2408 Elm Rd was $4,233 with exemptions applied.

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyManitowoc County
County SubdivisionManitowoc Town
Unified School DistrictManitowoc School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,233.00 Homeowner's exemption$347,600 Land $28,200 Building $319,400$401,509 Land $32,574 Building $368,935
2023$3,301.00 (+16.44%) Homeowner's exemption$188,100 (-) Land $21,200 Building $166,900$293,054 (+14.76%) Land $33,029 Building $260,025
2022$2,835.00 Homeowner's exemption$188,100 Land $21,200 Building $166,900$255,369 Land $28,782 Building $226,587

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2408 Elm Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2408 Elm Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANITOWOC WATERWORKS
serves 34,500 people · EPA ID WI4360364
Water SourceSurface water
Last State InspectionMar 2026
Lead8 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Bertram Communications
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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