2408 Elk Rd, Sturgis, SD 57785 Property Records

Meade County property record for 2408 Elk Rd, Sturgis, SD 57785

Property Summary

Property Type	Single Family Home
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$203,000 (Apr 2020)
Tax Bill	$3,450 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01.09.02.08`

Property Details

APN / Parcel Number

Primary APN	`01.09.02.08`

Exterior

Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Street Address	2408 ELK RD
City	STURGIS
State	SD
Zip	57785-2254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HURLEY FIRST ADD LOT 8 BLK 2
Legal Subdivision	HURLEY FIRST ADD
Legal Block	2
Legal Lot Number	8
Jurisdiction	MEADE SD
Township / Civil Division	STURGIS
Census Block Group	1
Census Block	1077
Census Tract	20401

Owner

Source: Meade County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2408 ELK RD, STURGIS, SD 57785-2254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage PIONEER BANK
Apr 16, 2020	Warranty Deed, Transfer · Conventional Mortgage PIONEER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2020 · Amount on Record
Deed Sale	Apr 16, 2020 · Amount on Record
Deed Document Number	20202262
Deed Book / Page	916 / 1345
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	2408 ELK RD, STURGIS, SD 57785-2254
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00914/1785
Date	Jul 26, 2019
Book Page	914/1785
Instrument	19004389

Lender

Name	PIONEER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	Apr 16, 2020
Property Address	2408 ELK RD, STURGIS, SD 57785-2254
Document Number	00916/1345
Book / Page	916 / 1345
Map Reference	MB 18 PG 135
Instrument Date	Apr 15, 2020
Instrument	20002262
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$203.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2531 CAMARO DR, STURGIS, SD 57785-4504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 ELK RD, STURGIS, SD 57785

Mortgage

Document Number	000926/821
Date	Apr 16, 2020
Book Page	926/821
Instrument	20002263

Lender

Name	PIONEER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Municipality	Sturgis City
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,450.00 (+13.23%) Additional exemption filed	$251,587 (+12.09%) Land $43,500 Building $208,087	$251,587 Land $43,500 Building $208,087
2024	$3,047.00 (-3.61%)
2023		$224,445 Land $43,500 Building $180,945
2022	$3,161.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 66% of South Dakota
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 7,020 people · EPA ID SD4600321
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Wisp West Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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