Daviess County property record for 2408 Elder Dr, Owensboro, KY 42301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 915 sqft · built 1994 |
| Lot Size | 0.123 acres (5,372 sqft) |
| Owner | Trust Name on File |
| Last Sale | $198,400 (Jun 2024) |
| Tax Bill | $2,044 (2025) |
| Deeds & Mortgages | Feb 2007 Mortgage Feb 2007 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-25-05-027-00-000 |
| Primary APN | 004-25-05-027-00-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 915 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,372 sqft (0.123 acres) |
| Lot Dimensions | 158 ft deep x 34 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 2408 ELDER DR |
|---|---|
| City | OWENSBORO |
| State | KY |
| Zip | 42301-6500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2408 ELDER DR |
| Legal Subdivision | WINDSONG |
| Legal Lot Number | 75 |
| Jurisdiction | DAVIESS KY |
| Township / Civil Division | UTICA-STANLEY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 1701 |
2408 Elder Dr is held in a trust since June 2024.
Source: Daviess County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4409 TRAVIS ST, B, DALLAS, TX 75205-4117 |
| Owner Type | Individual |
| Vesting | Trust, Personal Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2007 | Deed of Trust, Mortgage WELLS FARGO FINANCIAL KENTUCKY INC |
| Feb 16, 2007 | Deed of Trust, Mortgage WELLS FARGO FINANCIAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2024 · Amount on File |
| Deed Sale | Jun 19, 2024 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 2408 ELDER DR, OWENSBORO, KY 42301-6500 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001557/515 |
|---|---|
| Date | Feb 16, 2007 |
| Book Page | 1557/515 |
| Instrument | 2007-00002485 |
| Name | WELLS FARGO FINANCIAL KENTUCKY INC |
|---|---|
| Type | Non-Lending Institution |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Feb 14, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 2408 ELDER DR, OWENSBORO, KY 42301-6500 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001557/529 |
|---|---|
| Date | Feb 16, 2007 |
| Book Page | 1557/529 |
| Instrument | 2007-00002486 |
| Name | WELLS FARGO FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | 5 Years |
| Index | 6-Month T-Bill |
The 2025 property tax bill for 2408 Elder Dr was $2,044.
Source: Daviess County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Daviess County |
| Municipality | Owensboro City |
| Unified School District | Daviess County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,400 (-) | $198,400 (-) | |
| 2025 | $2,044.00 | $198,400 Land $20,000 Building $178,400 | $198,400 Land $20,000 Building $178,400 |
| 2023 | $85,600 (-) | $85,600 (-) | |
| 2022 | $119.00 Homeowner's exemption Disabled Person's exemption | $85,600 | $85,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2408 Elder Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 5 (2010–2025) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2408 Elder Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: AT&T, Owensboro Municipal Utilities.
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